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What does medical coverage on an auto insurance policy cover?
Medical bills for yourself and anyone else in your car in case of an accident
What does medical coverage on auto insurance policy covers?
Medical bills for yourself and anyone else in your car in case of an accident
What dose medical coverage on an auto insurance policy cover?
Medical bills for yourself and anyone else in the car in the case of an accident- apex
If you are a passenger in a one car wreck and the driver is not a designated driver who will pay for your medical bills?
The at fault drivers auto insurance policy would pay for medical bills up to the policy limits for which that insured driver is liable. If there is no insurance then there is no coverage. If no one has Auto Insurance to cover you, hopefully you have a major Medical Insurance Policy in place. Major medical will cover your medical expenses even from a car accident.
Who pays the medical bills in an accident on a motorcycle for the passenger?
== == If no other vehicles were involved in this accident, the insurance company of the motorcycle driver has to cover the medical bills of the passenger who was injured.
Do car insurance give you the money to medical bills?
If you have medical payments in your insurance. Liability only does not pay medical benefits. And the medical bills have to be the result of an auto accident.
What if medical does not cover and accident if it is your fault?
In many states, "no-fault" coverage means that YOUR OWN policy pays the medical bills, loss of income, and related services for injuries sustained in an automobile accident. This means that, regardless of who was at fault, YOUR OWN policy pays for your injuries. If one of the parties decides to litigate because of injuries, those damages would be covered under the Bodily Injury Liability portion of the policy.
Who would be liable for medical bills and pain and suffering for a car accident with someone else's car?
the 'at fault' party's insurance would be liable for the pain and suffering, the policy of the vehicle you are in if they have med pay (or manditory p.i.p in some states) will cover med bills as well....
What is the parent's responsibility for medical bills for adult children that are on the parents insurance policy?
If the child is over age 18, then the parent is not responsible for the child's medical bills. The child is legally responsible for anything that the insurance policy did not pay.
If you are a passenger in another persons automobile and you sustain injuries in an accident whose insurance pays for medical bills?
The insurers of the driver who was deemed to be at fault for the accident.
Will your auto insurance policy pay for your medical bills?
Possibly if they are auto accident related. Also, if you have Med Pay on your own insurance.. any other bills that may not cover on the at-fault drivers' insurance, can fall back on yours but your rate won't increase if you're found not at fault.
How does car insurance cover parties in the car?
The Bodily Injury policy limits dictate how much coverage there is for the car in case of an accident that causes medical injuries. If the other party has $15K/$30K that means they have $15K in coverage for each person in the car but a maximum of $30K for all passengers. So if there are two people in the car they each have up to $15K to pay their medical bills, damages and pain and suffering. But if the car is full with 4 people then there is a maximum of $30K to cover everyone's medical bills, damages and pain and suffering. The better policies have $100K/$300K which usually is enough to cover all damages. If there are a lot of injuries and medical bills and $15K is not enough to cover them all then your uninsured motorist provision in your own policy can cover the excess. The uninsured policy has coverage built in for "UNDERINSURED" accidents when the driver at fault's policy limits are not high enough to cover all of the damages. Once you settle with the at fault driver's insurance company and receive a check for policy limits, in this case $15K, then you turn around and submit the same evidence of medical bills and damages and the check from the other insurance company to your insurance company. Depending on the state you are in you will be able to recover the balance that was unpaid from your own company. This underinsured claim will only work if your uninsured policy limits are higher than the other driver's limits. For example, if the other driver's limit is $25K and your uninsured limit is $100K and your medical bills are $100K then you could get up to $75K if you are in CA but if you are in NV you get up to $100K. There is also property damage coverage to pay for repairs, loss of use of the car while it is being repaired (rental car bills) and any property that was damaged during the accident (sunglasses, cell phone, clothing).
