There are several options you have. One is a Guaranteed Issue policy. The other is carefully evaluating your situation and other company guidlines. I can help you. 4lifeguild
Traditional life insurance for depression is available from a number of companies. The problem that many insureds with depression run into is that their agent has them apply to the wrong company.
The type and severity of your depression will determine which life insurance company is best for you.
you go get a lawyer . :)
Logically, he should not be denied his right of life insurance,even after his act of attempted suicide.But if there was police case,it's better to reveal the fact in the proposal form for consideration of the Insurance Company.
When applying for life insurance you need to always answer the applications correctly and honestly or a claim may be denied. If you purchase new life insurance you do not need to go back to your already in force insurance company and advise them.
Yes, he or she should. And further, you should receive an official letter of declination directly from the insurance carrier.
Not at all as long as you get to the "right" life insurance company. There are a number of life insurance companies that specialize in depression life insurance, bipolar life insurance, anxiety life insurance. The key is to work with an impaired risk life insurance expert who can direct you to the correct company based on your specific circumstances.
Under normal circumstances, no. A life insurance company will pay the proceeds to the named beneficiary.
Yes, but it makes it more difficult to find them once you have been denied. This is why you should always work with a broker!
What kind of Insurance?
can a person be denied medical servises due to no insurance
Yes
In general, insurance covers "fortuitous" events: those that are neither planned nor intentional, and life insurance is no different. However, there is typically a provision in life insurance policies that payment will not be denied if the insured dies of suicide after 2 years from the date that the policy was issued. This is called an "incontestibility clause".
Yes