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You have to attend court on the day stated on the summons. On that day, you will be asked if you know about the debt, and whether you accept that you owe the money.
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Does a credit card company have to serve you and notify you of court to get a judgment?
yes. they must first file suit and serve you a summons giving you 21 days to respond. After that, if you do not respond they will serve a summons with a court date. If you do not show up, a bench warrant will be issued.
Should you attend court for credit card summons even though you do not have the means to pay?
Yes. Do not ignore a court summons. They will issue a bench warrant for your arrest, and you'll be on the first step of turning a civil matter which could still be amicably sorted out, into a criminal one.
What to do with a civil summons that's not a credit card debt?
Get advice and attend the court or judgment will be given anyway without the judge having the benefit of knowing your circumstances.
I came home today to court summons taped to my door for daughter who does not live here for credit card debt I do not know her address what should I do?
Contact the office of the clerk of the court that issued the civil summons immediately for instructions on how to return the summons. In most instances the court will allow the summons to stand, as it has been served at the only known address of the defendant and the suit will go forward with or without the response of the named defendant.
Can a civil summons be filed if the credit card debt has been charged off?
Yes
You received a summons for a credit card bill can your wages be garnished if you do not answer the summons can your wages be garnished if you go to court and still don't pay the balance?
Well there are a variety of things that happens when you don't pay a credit card bill. Your interest goes sky high, and your balance will become huge, they cut you off, your reported to the credit agency/ bureau and collections agency. Yes they can garnish your wages if that is an option for them. You can go to court, there may be jail depending on circumstances. In the end your credit will be ruined. The only circumstance that would bring "Jail" into the equation is if you stole the credit card, or some other form of identity theft. There is NO debtor's prison in the United States!
Can a default judgment for unpaid credit card debt be awarded if you never officially received a court summons?
Yes, only a reasonable attempt to serve a civil summons is necessary. If the defendant is not located, refuses service of the summons, etc. the creditor's suit will be heard and usually a default judgment will be entered against the defendant.
What does the credit card co nedd to give you before thay can take you to court?
In this state before anyone can take you to court they must hand you a piece of paper. They can not simply do it over the phone. They must physically hand it to you. It is called a summons.
Can I get an out-of-court settlement on my credit card?
It is possible to get an out-of-court settlement for a credit card. Credit card companies and collection agencies offer a variety of payment and settlement options for the debtor.
If a credit card company sends you a summons will it go on your credit report right away or does it mean they are bluffing?
A creditor does not issue a summons. A summons is issued by the court of jurisdiction when some form of legal action has commenced. A summons will not be placed on a CR. However, if a judgment is awarded in a lawsuit, that will be entered into the public records section of the CR and will remain seven years or perhaps longer. In regards to the "bluffing", if the person has received a summons from the court via regular mail, courier service, a process server or a sheriff; you can be certain it is indeed real and should be responded to within the time limit noted.
How do you answer a summons for a credit card debt?
First, make sure that the document you received is actually a summons to appear. A summons must contain a docket number and a court date. Many collection agencies or collection attorneys use a summons as a scare tactic, in order to get you to pay your defaulted amount. However, if it's an actual summons to appear, the last thing you want to do is not show up. If you don't appear, the plaintiff will get a default judgment from the court. With a judgment in their favor, they may garnish your wages or freeze your assets in order to collect on the defaulted amount.
If you received a summons in the mail for a credit card debt that's over 6 years old but it does not give you the address of the court to answer is this a valid summons from a debt collector?
A lawsuit summons be an official document that has the name of the court, the docket or case number, the name of the plaintiff and the defendant, the date, time, and place the defendant should appear and so forth. At the bottom of the "summons" will be the name and contact information of the plaintiff's attorney an official state court seal and the signature of the clerk or deputy clerk of the court. Debt collectors cannot file a lawsuit and obviously cannot issue a summons for said suit. A lawsuit can only be filed by an attorney licensed to practice in the debtor's state. A summons or subpoena of any sort can only be issued by the court. Any agency or agent attempting to falsify such a document is guilty of a criminal offense and can be subject to severe penalties in a court of law.
