worker's compensation
accident
Yes you usually have a deductible amount that you have to pay to the hospital.
usually not
If a deductible is lowered the premium usually goes up
Usually there is a deductible on comprehensive coverage auto insurance. The deductible can range in different amounts usually from 0 to $1000 or even higher if it is a very expense vehicle.
yes a higher deductible means a lower premium.
The premium will generally increase.
Probably not. The date on which services were rendered will usually be the determining factor. If you had already fulfilled your deductible for 2009, your insurance company may need to reconcile their books and may owe you a refund of some portion of your deductible. However, if you had not otherwise met your deductible for 2009, it may still be possible for what you paid at the end of 2009 to be counted toward your 2010 deductible. Contact your health insurance company. In special circumstances like these, some health insurance companies will allow funds paid toward a deductible in the last quarter of one year to be applied towards the next year's deductible.
If the occurrence is not a traffic accident then it will most likely be a comprehensive claim and therefore if you have comprehensive coverage then you will pay your comprehensive deductible. The comp deductible is usually the lower of the two deductibles.
Usually a lienholder (a bank, an individual party) requires that the vehicle you purchased from them to have automobile liability insurance. Usually, they want you to carry a $250 Collision and $250 Comprehensive deductibles. They must be added as an additional insured to the auto policy. In case the vehicle is totaled before it's fully paid, they are added as a payee on the check. The loan balance has to be satisfied first. The deductible is applied prior to the check being issued.
Coninsurance is the amount you are required to pay for medical care in a fee-for-service plan after you have met your deductible. The coinsurance rate is usually expressed as a percentage. For example, if the insurance company pays 80 percent of the claim, you pay 20 percent.
This is something that varies from company to company. Usually if there is just a minor repair to the glass, and not complete replacement, your deductible is not touched.