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According to the Department of Health and Human Services, all exclusionary riders are no longer permitted. "...In most states today, an exclusionary rider is an amendment, permitted in individual health insurance policies that permanently excludes coverage for a health condition, body part, or body system. Starting in September 2010, under the Affordable Care Act, exclusionary riders cannot be applied to coverage for children. Starting in 2014, no exclusionary riders will be permitted in any health insurance." So, insurance companies are not permitted to exclude you due to a pre-existing condition, for example. As for other riders and when they apply, I enclose the link to the bill, which will explain in more detail.

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Q: What were the additional legislations riders that was attached to the obama health care bill?
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