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I would be surprised if you can find one that cheap on a lot, but without down pymt amt, interest rate and term-no one can answer. I'm guessing probably close to 200. Even if car is cheap, most banks like at least that much per month even if they have to shorten term. They think anything less by going longer on loan is unfair to them-in other words why should they wait longer to get paid back just because you are poor. For a car this cheap you might even shop personal loans and pay cash for it-you will still get credit on your credit report for the loan.

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Q: What would be your payment on a 4500 car?
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