One would have to register a cargo carrier by purchasing insurance on your car which protects you if any accidents happen due to the cargo carrier and you would also need cargo insurance.
i am trying to find out if my mother had life insurance anywhere in the state of Georgia
This will depend on your insurance carrier and your provider. I would suggest calling your insurance carrier to ask for help. In general, if your provider is out of network, you will need to appeal the denial with the insurance carrier and provide details about why you didn't call to do the pre-approval. If your provider is in network, they usually cannot bill you if they fail to do a pre-approval. (check with your insurance carrier to verify this) In that case I would contact the provider and tell them they can't bill you for it. If they insist they can, contact your insurance carrier and ask them to send a letter to the provider stating they cannot bill you for the service due to their failure to pre-approve it.
I would like to recommend Velox Insurance company. The average car insurance cost in Georgia is $1,388 per year, which is lower than the national average cost.
It is possible, but I would use COBRA until I have a definitive ruling from the new insurance Carrier
What was the cause of the stain? If same came from a leak from a common source, the property owner's PD carrier would most likely be responsible. If you caused it, I do not believe your carrier would extend coverage. Do you have an endorsement on your policy that covers this type of occurrence?
In Georgia you have several companies to choose from for car insurance. I would suggest checking out a quote from Geico.
In most cases no. You can not chage due to better coverage. 90% of insurance companies, if not more, have what is called a birthday rule. Meaning if you have dependant children on the policy the guardian who was born first (or who is older) is the primary carrier for the dependant children and the younger of the two guardians is the secondary carrier. If you were to have coverage through yourself and a spouse you would be your own primary, as would your spouse be their own primary. If you are the carrier for both insurances then it would all depend on your plan provisions and restrictions, in which case you would have to question each insurance company as to how they would handle determining what insurance is primary and what insurance is secondary.
That will depend on your insurance carrier and whether or not the pharmacy you use is Network. Call the RX carrier number on the back of your card and ask or ask the pharmacy to check your benefits for you.
buying liability insurance
Here in Canada we have NO-Fault where each insurer is responsible for their own insured. In that case, the other party's carrier would repair the vehicle, and then subrogate on your company.
"Bonding" is done by private insurance companies who supply that type of insurance. You would have to contact that particular insurance carrier to determine if you qualify under their guidelines.
They would usually go to the insurance company. If they did, I would refer them to your carrier.
If it is allowed for road use at all you must have insurance on it. The policy you would need would be a motorcycle policy though and not car insurance.
It all depends. Depending on the insurance policy you carry on your personal property, and depending on the insurance carried by the association and the insurance carried by the roofer, there would be some number of possibilities for who ultimately pays. If I were you, I'd document the loss of my personal property and include photos. I'd verify the association's insurance coverage (carrier name, policy # if available) and the roofer's insurance coverage (carrier name, policy # if available). Then I would file a claim with my insurance carrier and pass the other coverage details along with the claim and let my carrier decide who should pay.
The State of Georgia recommends no specific insurance policy, you as a driver are simply required to have an auto insurance coverage policy. Further and better information would most likely be found at your DMV.
Nation Wide and Farmer's Insurance are both great insurance companies for new drivers in Georgia. Either on of these companies would be great for a new driver.
Each insurance company is different and they have different guidelines. You will need to specifically check with your insurance carrier to determine if you would be reimbursed in the case of terrorism.
when an insurance company(x) does not have particular coverage(ex:Earthquake coverage) then they would cover those coverages with the help of another insurance company(Y) by paying a certain percentage of premium to that company(third party carrier) and provides that coverage to their customers. Here Y becomes a third party carrier
If the vehicle has been declared as a "salvage vehicle", an insurance carrier would only want to provide liability insurance (depends also on your driving record). Anything repair/maintenance you do for that vehicle is almost your own risk. The vehicle has been fully paid for a depreciated by a previous insurance carrier.
My sister recently had a cracked slab. Her insurance did not cover it, but the builder's insurance did. Builder's insurance is usually 10 years, so I guess it would depend on the age of your home. I would also find out the cause of the crack and weather or not there is product liability insurance involved. There are numerous variables that can cause a liability situation to an insurance company or insured. I would call a contractor to find out the cause of the crack. http://www.fhia.com
Assuming that another vehicle hit you then his or her insurance carrier would pay for your visit. They first have to accept liability.
You would need to sue the other party in the accident and not the insurance company itself. It was the other party that caused your injuries and not the carrier.
You have to defend your self just as if the lawsuit was filed by the original claimant. If you have an insurance carrier, tender the claim to them in writing immediately and your carrier should handle it for you. If you don't have insurance, you should hire a lawyer to defend against the claim. In subrogation, the insurance carrier seeking subrogation has the same rights as their policy holder. They bear the same burden of proof that the alleged victim would have had at trial.
This will depend on the policy wording I would contact the carrier I have thru the company I retired from first and ask them.