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Q: What would the persons bringing the case ask for?
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What happens when a company brings you to court for owing money and they dont show and case is dismissed?

You need to ask the court to issue a dismissal order, with prejudice. If the case is dismissed without an order at all, the other side can ask that the case be reinstated, with prejudice means that they filed the case for the purposes of harassment and cannot refile it again for any reason. Caveat; you could still ask that the case be dismissed for failure to timely prosecute the case and that the case is brought solely for the purposes of harassment to injure your credit, plus the fact that the case has already been tried and dismissed.


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One can find information ont the internet in papers or one can ask persons in the city if they help you but in every case you will get information and meet people.


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The limit is $10,000 as far as I know, if you are going to the Philippines. Expect someone would ask you at the airport, how much cash you are bringing . As far as laws are concern theres nothing that I know of.


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You would be asking for a change of venue.


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Wake them up and ask them!


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In some cases the loan customers would have some type of insurance that would protect the deceased persons family in case of his unexpected demise. If so the insurance proceeds would be used to pay off the mortgage and the family members would retain the house. If that is not the case then, the bank can ask the survivors of the deceased to pay off the loan. Which if they fail, the bank can take posession of the home, sell it and recover its loan amount.


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Generally, in the case of a vehicle that still has a lien against it, you would submit a death certificate to the bank that holds the title. It is then up to the bank's policies whether or not they will allow an assumption and let someone take over the loan. They may ask that the vehicle be surrendered.


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