What's a good credit counseling program?

http://www.expertlaw.com/library/finance/good_credit_counselor.html a guide can be found here. It is generally thought to be wise to get a local advisor and see them face to face for counseling. Also, depending on your needs, location, and situation, you would need to read a guide.

A good credit counseling program is Marketplace From American. You can find a Good Credit Counseling Service at www.kiplinger.com/columns/ask/archive/2006/q0306.htm