You should have the tree removed. It is the homeowners responsibility to maintain their property and mitigate any known risks. This is in the terms of every insuring contract
If you know the tree poses a risk and you fail to have it removed then you may void any and all coverage on your homeowners policy.
The owner of the house.
In most cases, the renter of the lease purchase house is required to do the repairs. The renter should do a full house inspection before signing their contract.
If you rent your house you would be the one responsible for all repairs to the fence. This includes labor and materials needed for repair. You are also responsible for all repairs needed in the home.
The landlord is usually only responsible for negligent damage, not fire or disaster. You can buy renter's insurance to cover your furnishings.
The tree trimming service
The owner of the building is responsible for the condition of the piping in the house, and usually all the way to the meter. Utility companies are only responsible for the system to the meter, or in case of sewer lines, to the connection at the main.
Landlords house insurance is a type of insurance that protects the owner of a rental property from damage by tenants. This insurance can compensate the owner for cleanup costs and repairs as well.
your mother
can i get a grant to get a house do repairs and payy off bills
Obviously the person who caused the damage is responsible. If I thought my neighbor's homeowner's insurance would pay for my car if it is wrecked on his property, I'd drive it right into the side of his house!
If the tree was not dead already and clearly so then your insurance would pay for the damage to your house. A storm that causes the tree to fall is considered an "act of God" and the neighbor is therefore not responsible for the incident.
Mr- Poorluck Repairs His House - 1913 is rated/received certificates of: UK:U