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You can apply for a new auto loan through your personal bank or the dealership that you buy your car through.
Basically, instead of going through the process of getting a loan from a bank, the dealership holds the lien and lets you pay them directly against what you owe.
In order to refinance an auto loan, one would most likely have to either go to the dealership where the car was purchased or call the bank that the loan is through.
You can try the dealership directly. Sometimes, the dealership may be more apt to give a loan if you are buying a car from them. If you do not have an established account in good standing with they may be reluctant to give you a loan.
Auto financing is a type of loan. An automobile loan company or bank will lend the individual money, directly to the car company, to finance the purchase of the vehicle. The individual then pays the loan, plus interest, directly to the car company. Many dealerships have financial services on site so that the buyer may get the loan through one of dealership's partner companies. The loan is never directly given to the individual. It is given to the dealership. All payments are then made directly to the dealership or the financing agency.
One can receive financing for a car loan in many places. If one is purchasing the car at a dealership, the dealership most likely has a loan officer on site. Or one may be able to get a loan from their bank or credit union.
Your best bet for a car loan is through your local banking institution. They will generally be able to provide you with a lower interest, secured loan. Some car dealerships also offer loans as they've partnered with a financial institution. There are also many online auto loan providers if you do not wish to go through a bank or car dealership.
An auto loan can be found in a few places. Any bank can provide you an auto loan, also a person can get an auto loan through the car dealership the person is buying the car from.
There are several options for financing a car purchase. If you are buying through a dealership, they may offer financing for their customers. You can also get a loan from your bank or credit union.
It really doesn't matter where you get your loan. You should look at the bottom line, the rate.
One can obtain a money loan for a car through a local bank or credit union that one may do business with. If one is purchasing a new vehicle, many times the car dealership will also offer a money loan for a vehicle purchased at their business.
Bank, credit lending warehouse, car dealership they're buying the car from.