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When a credit card has different balances and interest rates can you choose which balance to pay?
Wiki User
∙ 20y ago
Probably not, unless you can find something in your contract that will allow you to do this. The card issuer is going to apply all payments to the low-interest balance and let the high-interest balance continue to make money. It's best to use those low-interest special offers only your card has no balance and then don't use the card for anything else.
Wiki User
∙ 20y ago
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How do you compare different credit cards?
Check the credit card company's profile. Select which cards have the lower interest rate. Then credit limit their credit limit. Different cards offer different credit limit. Choose a card that is best suited to your needs. The maximum total amount for purchases, balance transfers and cash advances. From this you can decide which card to choose.
When the credit card company gives you the option of closing your account instead of accepting their interest rate increase and you choose to close do they still charge you interest each month?
You can't close a credit card unless the balance is zero.
What is the average interest rate of an amazon credit card?
The average interest rate for an Amazon card is around 23%. There are many different Amazon cards to choose from and the interest rate varies between 21.24% to 25%.
What are some companies that offer zero interest for loans?
There are many different companies for consumers to choose from that offer zero interest for loans. Some of the companies that offer zero interest for loans are: Capital One and Regions.
What is the current interest rate for a saving account?
Currently (2009), interest rates on savings accounts are very very low. Different banks have different interest rates. In India as of November 2011, the interest rates are 4% or above. banks can essentially set the rate of interest they choose to pay for money held in savings accounts to their customers
What rate offers does Nationwide International have for high balance accounts?
Nationwide International offers a special interest rate for those with high balance accounts. You can choose between an annual or monthly interest rate. For accounts with a balance of more than 25,000 pounds, the annual interest rate is 1.6%, while the monthly interest rate is 1.5%.
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How do you compare different credit cards?
Check the credit card company's profile. Select which cards have the lower interest rate. Then credit limit their credit limit. Different cards offer different credit limit. Choose a card that is best suited to your needs. The maximum total amount for purchases, balance transfers and cash advances. From this you can decide which card to choose.
When the credit card company gives you the option of closing your account instead of accepting their interest rate increase and you choose to close do they still charge you interest each month?
You can't close a credit card unless the balance is zero.
What is the average interest rate of an amazon credit card?
The average interest rate for an Amazon card is around 23%. There are many different Amazon cards to choose from and the interest rate varies between 21.24% to 25%.
What are some companies that offer zero interest for loans?
There are many different companies for consumers to choose from that offer zero interest for loans. Some of the companies that offer zero interest for loans are: Capital One and Regions.
What is the current interest rate for a saving account?
Currently (2009), interest rates on savings accounts are very very low. Different banks have different interest rates. In India as of November 2011, the interest rates are 4% or above. banks can essentially set the rate of interest they choose to pay for money held in savings accounts to their customers
What is the best balance transfer credit card?
The best balance transfer credit card to choose would be one that offers 0% interest for the longest term. Comparison sites such as Money Supermarket can be used to research the latest deals to find one which is suitable.
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