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An inspection would give you an idea of the condition of the house and its systems. An appraisal would give you a report of its comparable value and of any items that need repair before a loan would be made on the home.

You should remember that the person who will "get the house" in a divorce is receiving a distribution of the marital assets, their own property in part. You are not a third party buyer. You take the property as it is unless you can negotiate a different arrangement in the separation agreement.

However, if you need to refinance (or sell) the property the lender will require an appraisal. If the property requires costly repair, that cost can be made part of the divorce negotiations. Your attorney can review the situation and explain your options.

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Q: When a person gets the house in a divorce should you still have a house inspection?
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