Of course not. The hospital would issue a refund to the insurance company if they overpaid on a claim. Generally on a large claim, an audit is done at the end of the claim to check on such things. It is illegal for an insured to make money from overpayment from an insurance company or a combination of insurance companies. If you have more than one policy you cannot collect more that the amount of the loss from the combination of company payments. Be careful, you can get in trouble.
Some insurance policies will cover a short nursing home stay if the primary caregiver goes in the hospital. Certain out of pocket expenses may be charged based on the level of coverage.
Primary care
Primary care
Primary care
if primary paid more than allowed amount or if patient has primary insurance
Secondary insurance will not pay the claim but the remaining charges should not be billed to the member/patient. Provider of service should write off the patient responsibility that primary insurance applied.
Is the patient responsible for deductible and coinsurance if primary insurance paid more than secondary would have allowed.
Givinging a patient heparin or another antithrombotic therapy after an orthopedic surgery to prevent a blood clot would be an example of primary prevention in a hospital.
yes
Yes it is patient responsibility
File a claim with both companies. The companies will pat what they are supposed to pay.
Some benefits of having Liberty health insurance are: $ 0 plan premium for prescription plan coverage, $0 Copay for in patient hospital services, primary office care visits, routine eye exam, to name a few.