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Of course not. The hospital would issue a refund to the insurance company if they overpaid on a claim. Generally on a large claim, an audit is done at the end of the claim to check on such things. It is illegal for an insured to make money from overpayment from an insurance company or a combination of insurance companies. If you have more than one policy you cannot collect more that the amount of the loss from the combination of company payments. Be careful, you can get in trouble.

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Q: When a primary insurance pays more than the hospital charged does the patient get the refund?
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