0
When and how do auto insurance claims impact your auto insurance rate For example I have reported the accident but have not yet made a claim. The other vehicle also may not make a claim.?
Wiki User
∙ 16y ago
First always get a police report, this is reporting. You should always tell your insurance company, in case the other party is trying to commit fraud. (Fraud makes everyones rates higher.) If you have reported the accident to your insurance company you have made already made a claim, if you decide not to have insurance company repair your vehicle, most of the time your rates should not change, this all depends on the insurance companies underwriting guidelines.
Wiki User
∙ 16y ago
Add your answer:
Earn +20 pts
Will homeowner's insurance cover a vehicle accident for the passenger injured?
NO, that's what the vehicle insurance is for.
Would insurance cover the accident if you were in an accident but were not on the insurance policy but you had your own vehicle and insurance on it?
If the car that was involved, in an acident was insured yea!
What auto insurance do you bill if you where a passenger in auto accident?
You should be talking to the insurance company that insures the vehicle you were a passenger in. If it was a single vehicle accident they will be responsible but if it wasn't then the at fault drivers insurance would cover it.
If you have an accident with your husband's vehicle which has only PLPD insurance can he make a claim against the full coverage on your vehicle?
No. If you had an accident with your husbands car and you were at fault with only PLPD insurance, the damages to your vehicle would not be covered.
What if a fraudulent vehicle accident and there is no damage to either vehicle?
Then the people will be charged with insurance fraud.
What is a type of vehicle insurance that covers damage sustained by the insured's vehicle in an accident?
Collision
What is the difference between an occurrence and an accident on an auto insurance policy?
In some instances these can be interchangeable but in certain cases they are not. For example, an accident can be an occurrence but a tree falling on a parked vehicle while it is an occurrence, it is not an accident. I hope this helps you.
Does liability coverage cover passenjures injured in your car during and accident in which your car is the only one reported damagesd?
If the question you are asking is: does your car insurance cover passenger injury when the driver of a car caused an accident. In the UK - the answer to this is "yes". The driver of a car owes a duty to his passengers to keep them safe and car insurance covers legal liability for passenger injury even when only one vehicle is involved in an accident. See the related link entitled "accident car insurance" to see all the types of vehicle insurance you can have in the UK and what type of liabilities each type of insurance will meet.
Who pays when there is an accident involving a vehicle that is insured by someone other than the owner of the vehicle?
Insurance stays with the vehicle, barring any policly exclusions to the contrary, the insurance that covers the vehicle covers that vehicles actions. If you allow someone to drive your vehicle and they have an accident that is their fault your insurance will be the one that takes care of the damages.
Why is car insurance mandatory?
Driving a vehicle raises the risk of an accident. An accident may damage one's own vehicle or may damage a third party. This may cause financial or legal penalties to the owner of the vehicle. To avoid all or to compensate for the consequences we should opt for insurance. There are 2 types of vehicle insurance. Third-Party Insurance: - Comprehensive Insurance
You have no car insurance and are involved in an accident that is not your fault does their insurance still pay for damages to your vehicle?
yes
Must all road traffic accidents be reported to the police?
"Yes, for a number of reasons. If you are in an accident, someone witnesses it, and you leave the scene, it can be reported. If there is damage to your vehicle - or someone elses - most insurance companies require that the police are notified and a report is filed."
