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When applying to refinance if the bank denies the refinancing should they keep the money that was paid as a fee for the paperwork?
Wiki User
∙ 13y ago
Yes they do in almst all cases. The original application agreement had a little clause in it telling you which fees they would collect whether you were approved or not.
Wiki User
∙ 13y ago
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Can ex spouse sue for damages after divorce and chapter 7 bankruptcy in which she was listed along with the home in the bankruptcy but didn't declare being a lien holder and had not paid any money?
Yes the spouse who denies that she or he held a property at the time of divorce to avoid more payment is guilty of perjury.
What is a mortgage underwriter?
A mortgage lender or broker who approves or turns down loan applications based upon the quality of the real property, credit-worthiness and ability to pay according to the guidelines of the lender with regard to ratio of mortgage loan to value of property.
If the judge denies you to file bankruptcy is the any other way of saving your home out of foreclosure?
Was it a Chapter 7 filing? Generally a 7 is dismissed due to the trustee or judge deciding the debtor has means to repay at least a portion of their debt(s). Therefore, the party involved can file a Chapter 13 which is a consolidation BK rather than a liquidation BK. Before a concise determination could be made, the reason(s) for the bankruptcy dismissal would need to be examined.
Where can get a credit report with your itin?
www.freecreditreport.comwww.AnnualCreditReport.comHowever, this will give you your Experian credit report only, at best. The other big credit bureaus (Equifax and TransUnion) won't let you look at your credit report file until you come up with a SSN (Social Security Number), but it does not stop them from collecting information on you every step of the way. If you think this is unfair, the best you can do is demand your rights from the FTC (Federal Trade Commission).Give them a phone call at 1-877-382-4357(outside of the U.S. dial: -11-877-382-4357)When you call tell the representative that you wish to file a complaint, because FTC regulations regarding credit reporting are in violation of the Fair Reporting Act, particularly:----§ 603. Definitions; rules of construction(b) The term "person" means any individual (...) or other entity.(c) The term "consumer" means an individual.and§ 609. Disclosures to consumers [15 U.S.C. § 1681g](a) Information on file; sources; report recipients. Every consumer reporting agency shall, upon request, (...) clearly and accurately disclose tothe consumer:(1) All information in the consumer's file (...)(A) ... the first 5 digits of the social security number (or similar identification number)----------Under the Fair Credit Reporting Act you are _not_ required to have a social security number. Quite the opposite is true. You should be able to use another identification number such as an ITIN (individual taxpayer identification number) because as a consumer you are entitled to your report. Unfortunately, the FTC issued regulations and forgot to comply with the Fair Credit Reporting Act.Make them comply!Give them a phone call and log a formal complaint or use the online Complaint Assistant located at:https://www.ftccomplaintassistant.gov/Whoever denies you your credit report is violating your rights under the Fair Credit Reporting Act.The FTC will react to a flood of complaints. Make them comply!If you want your lawyer to do something useful for you, ask them to write to the FTC at:Federal Trade Commission600 Pennsylvania Avenue, NWWashington, DC 20580You can read the text of the Fair Credit Reporting Act and see your rights black on white here:http://www.ftc.gov/os/statutes/031224fcra.pdf
How do fill out a money order?
How to Buy a Money OrderKnow the exact amount you need the money order for.Obtain monies required to pay for the money order. They can be purchased with cash, debit cards or travelers checks. Some places accept credit cards, as well, but some may not take debit cards or travelers checks. Cash is accepted everywhere. Before buying your money order, find out the accepted form of payment.Compare your options. You can purchase money orders at U.S. post offices, most banks, and many grocery store customer service desks, convenience stores, and check-cashing businesses. You can also now purchase money orders online, and the company forwards the money order to the payee. The fee charged (in addition to the amount of the money order) varies considerably, so shop around, especially if you use them frequently. At AMSCOT they offer free money orders. But if you don't get it at AMSCOT, be prepared to pay anywhere from 50 cents to a $4.00 fee for the money order at most places (you can easily find places charging under $1.00 unless it's online). However, your bank might wave any fees. There also may be a maximum dollar amount for each money order, so you may need to buy a few if sending more than a few hundred dollars.Purchase the money order and fill it out immediately. If sending your money order to one outside the country of origin, ask specifically for an international money order, and make sure that the money order can be used in the country you are sending it to.How to Fill Out a Money OrderWrite the name of the person or company whom you wish to pay on the "Payee," "Pay to, "or "Pay to the order of" line. Write your account number with the company to which you are sending the money order, or include any other important identifying information on this line if there is no other line designated for this information. Do this immediately so it cannot be cashed by others if lost.Fill in your name on the "From," "Purchaser," "Sender," or "Remitter," field. You may also put your account number or other identifying information here if no other space is provided.Write in the addresses. Where it says "Purchaser's address" write in your address, not the address of the person or company you're sending it to. If there is only one address field, write your address unless otherwise noted. Many money orders do not include a field for the address of the person or company to whom you are sending the money order.Sign the money order. There may or may not be a place for you to sign the money order. If there is, it will be on the front of the money order, and it will be labeled as something like "Purchaser, Signer for Drawer," "Purchaser's signature," or simply "Signature." Do not sign the back of a money order, as this space is usually for the payee's signature.Fill in the "Memo," "C.O.D. Number," "Re:," or "Used for" space. Not all money orders have this space, but if yours does write your account number with the company to which you are sending the money order or other identifying information so that they know what you are sending the money for.Keep your receipt. Your money order will either have a carbon copy underneath or a portion attached (usually to the side or top) to detach and keep for your records. Keep this receipt should the money order get lost or the recipient denies receiving it. This receipt should have a tracking number to check on the status should problems arise. Without the receipt or tracking number you may be unable to verify the money order was received or to obtain a refund if it is lost.TipsAlways use a pen when filling out money orders.You can cash a money order at banks, check-cashing businesses, and many places where money orders are sold. Post offices will only cash U.S. Postal Service money orders. Some establishments will charge a fee for cashing it, but you should be able to find someplace that will not. You will need to endorse (sign) the back of the money order and present valid identification in order to cash it.Money orders usually have no expiration date, but there may be a service fee charged if the money order is not cashed for a long time. This policy should be disclosed on the money order itself.If the intended recipient of the money order claims it was never received, or if the money order is lost or stolen, you can call the phone number on your receipt or, in many cases, visit the agent from whom you purchased the money order to find out the status of the money order. It is very important to keep the receipt stub.If you make a mistake in filling out the money order, return it to the place where purchased and ask for a refund or another money order in exchange.If you decide not to use the money order and you have already made it out to someone else, return to the place you purchased the money order and ask for a refund or another money order in exchange.WarningsA blank money order is the same as cash. Fill it out right away. If it gets lost or stolen, you are out of your money.Be very careful and discreet when carrying a large sum of money to purchase a money order.Either party listed on the money order may cash it. Be sure to fill out both sides completely.
What is an example sentence for denies?
John Doe denies stealing the money.
The construction denies the states the power to?
The construction denies the states the power to:
When was Denies the Day's Demise created?
Denies the Day's Demise was created in 2008.
If primary insurance denies coverage and you have secondary who is responsible to pay the bill?
== == If secondary insurance denies coverage, YOU get to pay the bill. == ==
Who denies roundness of planet earth?
Not me!
What to say to a person who criticizes another for having the same problem they have but denies it.?
What to say to a person who criticizes another for having the same problem they have but denies it.
Custodial parent denies Noncustodial parent visitation rights in Mississippi?
Unless visitation rights for the non-custodial parent were allowed in the divorce paperwork, the custodial parent is completely within their rights to deny the non-custodial parent visitation....however, the non-custodial parent may sue for visitation rights.
One Who denies religious dogma?
Heretic
What if you accuse your bf of cheating but he denies it what if he denies even liking the girl and he tells you he loves you?
Then he probably is cheating on you and he told you he loved you to change the subject and make you frget about it
Is shaylin lalonde les?
yes she is and if she denies it then she is a bi
CanJob Corps denies your application?
i shat bricks
Who denies the affair between Abigail and John?
Elizabeth
