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When can a child be an occasional driver on a parent's auto policy?
Wiki User
∙ 13y ago
Under the listed drivers portion of the policy.
Wiki User
∙ 13y ago
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Which divorced parent has to add child as occasional driver with learners permit?
You would be added as an occasional driver after one is licensed. When divorced it is up to either parent to add them. If they will be driving both parents cars then they will need to be on both policies.
Which divorce parent must carry auto insurance for the child?
The one who has custody of the child. If the child stays at the other parents home part of the time and drives their vehicles then the child must also be listed as a driver on that parents policy.
Do the parents insurance go up if the child is 16 and gets a drivers license but does not drive the parents car?
If a child has a driver's license, the child has to be listed as a driver somewhere on an insurance policy. The child can have their own policy and then the parents rates would not go up. Usually it is less expensive for a child to be listed on a parents policy rather than getting their own policy. If the child truly is not driving a household vehicle than the only way for that child to not be rated is to turn in the driver's license. That should be fine since the child "isn't driving anyway". The child can still get a state I.D. that isn't a driver's license. If the child isn't going to drive there is no reason to list them. The previous is correct, just should have gotten an I.D. and not a drivers license. It may depend on the country or state. Where I am the insurance company would have no way of knowning if someone in you house got a drivers license without you letting them know.
Can a married child who is also a full time college student remain on the parents policy in California?
It doesn't really matter if the person is a child or married. You can always add an additional driver on your policy. That, of course, will cost you.
Can a 25 year old child be on their parents auto insurance policy?
Certainly. You can insure any licensed driver you want as an operator of your vehicles.
Will your auto insurance cover your child?
If you add the child as a driver on the policy.
If your non-household child drives your car with permission is he covered by your auto insurance?
Yes, however the child should be listed on someones policy as a driver. If the child drives your vehicle with any frequency and is not listed on the other parents policy then I would highly recommend adding them to your policy and pay the extra premium.
Is a non licensed child that drives parents car covered under parents insurance?
No, the unlicensed child is not covered under the parents policy unless that child is a scheduled driver on the parents policy. It is illegal to operate a motor vehicle on public roads with out a drivers license. Most parents already know that. It is also illegal to operate that vehicle on public roads without proof of financial responsibility. Fortunately the Parents are insured for acts of negligence in allowing the unlicensed child to illegally operate the vehicle. So basically the child is not a covered driver. Now the Insurance company will most likely pay a claim or loss if the unlicensed uninsured child has an accident. The claim would be paid not because the child was covered but rather the Insurer would be paying a negligence claim against the covered parents.
Could a child have his parents driver's license suspended?
YES
A minor child with no license hit my car will her parents auto insurance repair my car?
As the driver is a minor child, the Custodial Parent or other Custodial Entity is Financially Liable for the acts of the minor child. An auto accident may or may not be covered under the Custodians Auto insurance Policy depending on whether the child is covered or excluded from coverage on that Policy.
Is the 1-child policy in China being changed to a 2-child policy?
According to some Chinese fellow students, the one-child policy still stands with an exception. You could have 2 children if both your parents were an only child.
What is the parent's liability if their child is the driver at fault in an accident?
If the vehicle is titled to the parents then little chance of removing liability from mom and dad. If child is titled owner, and has their own auto policy then very likely the parent's can separate their own liability.
