In the United States, credit started in the 1700's. Pilgrims were the first people who brought credit to this country.
what--?
Start with a department store card. If you can't get that start with a "secured" credit card. It will build credit and allow you to apply for a regular credit card down the road.
2007
AmericanExpress
Master
After 7 years, you can start rebuilding your credit.
credit card condoms
what--?
Start with a department store card. If you can't get that start with a "secured" credit card. It will build credit and allow you to apply for a regular credit card down the road.
In my opinion I think it is your grandma's credit card
2007
Master
AmericanExpress
You need to start with a secured credit card if eligible then progress from there. With bad credit you won't be eligible for unsecure ones.
If you don't have credit, you **can't** have a score, since they are solely based on your use of your credit. The bureaus return a report saying "no credit information on file".
Credit has been used for buying, selling and trading for thousands of years.
The best way to establish credit is to start with a secured card. With a secured credit card, your regular payments will be reported to the credit bureaus.