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I have received a demand from the Council for repayment of £500 because they made an error in assessing Housing Benefit over a year ago. The Housing Benefit a[plication form was correctly filled out. Is this a valid demand. Thanks. C. Jones
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We get questions from a number of nations- and the laws vary greatly from one place to another. With regret, you need professional legal services from a member of the bar in YOUR place- and not Wiki Answers.
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∙ 11y ago
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Can a collection agency sue for a 'charged off' debt?
Yes, the term "charge off" does not render the debt invalid or uncollectible.
Are you still liable for a debt after a credit card company charges off your account?
Yes, a charge off does not mean a debt is invalid nor uncollectible. The term is used by creditors to indicate a debt that they believe is not collectible under normal procedures and they are clearing the debt from their books for taxation and operational purposes. The OC will then refer (or sell) the debt to a collection agency or collection attorney for further action.
Should you pay a debt that is charged off?
The term 'charge off' does not define the debt as invalid and uncollectible. The term is something that creditors use to signify a debt is in collection status which relates (in a roundabout way) to taxation purposes. One should always honor their debts when it is at all possible. Not paying a 'charged off' debt can subject the debtor to collection action from third parties and/or a civil suit.
Can a Collection Agency re age an old debt?
A creditor or collector cannot arbitrarily change the date of the DLA in order to negate an SOL or enter on the debtor's credit report or other similar actions. However, if the debtor made an attempt to repay, negotiate a repayment or other such contact with the collector the original DLA becomes moot until the debt is considered defaulted again. If the question refers to the continued collection of a debt after the SOL has expired that is allowable. Debts only become invalid when the creditor or collector who buys the debt "forgives" the money owed. The debtor will then receive a 1099C form which designates the forgive debt as income and it must be reported to the IRS as such.
Why can't you get a detail Billing statement from a collection agency?
You can, but not directly from them. The debt collector is the agent of the original creditor and does not likely have all records of the debt or contract. The collector, as the agent of the creditor can go back to the creditor and request a reconciliation of payments and history, and will in fact be required to so that it van be verified if you notify the collector in writing that the debt is invalid due to payment or some other reason.
Can a collection agency sue for a 'charged off' debt?
Yes, the term "charge off" does not render the debt invalid or uncollectible.
Invalid check is it still money owed to you?
If the check is invalid, then the debt has not been settled. The money is still owed to you and you can collect it in another form.
If a creditor charges off a debt can they still go after you for repayment?
Yes, the designation "charge off" does not make the debt owed invalid or uncollectible in any context.
Can a collection agency attempt to collect a debt that was settled by another collection agency as 'not valid' a year prior?
Yes, a collection agency can attempt to collect a debt that was settled by another agency if they believe the debt is valid. However, if the previous agency settled it as 'not valid,' you may dispute the debt with the new agency and provide them with documentation supporting the previous resolution.
If you cross out your signature on your United States passport does the passport become invalid?
Yes, it does become invalid. Ask the passport office to see if it makes the passport valid if you sign it again. Otherwise you may need to apply for a new one.
Why does my sss no. became invalid when im filling a employment application?
It doesn't "become" invalid. It is either valid or it is not valid--and that is unrelated to whether or not you've filled out an employment application.
Will your residency order be invalid if you move?
I have been told that my residency papers for my 13 dn 15 year olds will become invalid if I move from the address which is on the order, is this true.
Are you still liable for a debt after a credit card company charges off your account?
Yes, a charge off does not mean a debt is invalid nor uncollectible. The term is used by creditors to indicate a debt that they believe is not collectible under normal procedures and they are clearing the debt from their books for taxation and operational purposes. The OC will then refer (or sell) the debt to a collection agency or collection attorney for further action.
Who would a person visit to become debt free?
There are many services a person could seek out in order to become debt free. For instance, personal finance managers and investment bankers can help a person deal with debt.
What steps should you take to become debt free?
You can start by setting a budget and then using the snowball debt payment plan to pay off your debt.
How can someone become credit card debt free?
To become credit card debt-free, one must pay off his/her credit cards completely. To become debt-free faster, making higher payments than simply the minimum to his/her credit card companies is beneficial.
How do you become debt free without assets?
To become debt free without assets, you can start by getting a job and paying your bills. Set up a budget and follow it. Be sure to include savings and investments. Do not add any more debt!
