When does medical insurance stop for a child insured by the non-custodial parent's coverage if the child is 18 but a full time college student?
as long as your child continues to be a full time student, then they are covered until they graduate. That may not be the case. Most insurance will cover a student to age 21 - 25. So if the student wants to pursue a doctorate that will take them past their cutoff date then they will be terminated. It depends on the policy.
There is not enough information to answer your question. Did this injury occur in the home or away from the home? Who was injured and how did it occur? Was an insured household resident injured at the insured home? A homeowners insurance policy often provides a small amount of medical coverage if the insured elected it at the time of purchase for minor household injuries but does not replace a medical insurance policy. Was a… Read More
Which type of insurance coverage will not pay benefits for the death of the insured due to an illness-?
The accidental death insurance does not pay in case the insured dies due to illness. Read More
the Atlantic mutual insurance company from New York insured the titanic. Company paid $100000 in hull coverage. Read More
When you file an insurance claim, if you do not have enough insurance coverage, under insurance claims can be the result. Under insurance is a term used when calculating claims when the coverage is not enough and the policy has undervalued the amount insured. Read More
Which type of insurance coverage allows the insured to purchase more insurance after specified period of time?
Insurance policy with top-up arrangement, will allow you to purchase more insurance coverage any time. Read More
Which type of insurance coverage allows the insured to purchase more insurance after a specified period of time?
term insurance Read More
"The average amount of life insurance coverage on insured husbands is $235,600 " Read More
You have to be either named or you have to fit the definition of a named insured on the policy. Read More
There are many reasons why someone would want to get event insurance coverage. In case someone has an accident or something during an event it is important to be insured. Read More
You should double check with your insurance company to see how your policy is written, but usually your insurance would kick in as secondary coverage and you would be covered. Read More
Does insurance company have right to pursue vandals on behalf of insured to recuperate their cost of coverage to insured?
I'm almost positive that the answer is "yes", especially if the insurance company has already reimbursed you for your losses. Read More
accidental death is the answer :) Read More
Auto Insurance provides coverage for losses and liabilities of the drivers named as covered on the policy. Read More
Waiting period may refer to the period of time from when you apply for coverage until you actually are insured by the policy. In addition, some graded benefit life insurance policies do not have full coverage from the first day you are insured. These graded plans may have full coverage after a two year waiting period. Read More
FDIC only insures bank deposits. Insurance company obligations are insured to certain limits by state insurance guarantee boards. If you contact your state insurance department, they can provide you with the limits of that state's coverage. Read More
If the items are scheduled on your homeowners insurance policy for coverage, the items belong to you and the garage is the same one at the insured home, then you should have no problem with coverage. Read More
In life insurance policy, you can have accidental coverage equal to the sum insured amount, by paying extra premia. By this way, you can avail accidental coverage policy in a life insurance policy. Read More
It depends on the type of policy you purchased. It may provide coverage for permissive use or it may not. Contact your insurance agent and they can advise you of the coverage you have now and recommend the appropriate coverage for you. Read More
Normally, renter's coverage applies only to the contents of the dwelling (furniture, for example). In contrast, homeowner's coverage is much broader. It applies to the structure of the dwelling, contents, and typically has an element of liability coverage that provides protection to the insured in case a guest is injured, because of the insured's negligence, upon the insured premises. Read More
What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance. Read More
Georgia automobile insurance law states that people who purchase insurance may "stack" - or add the coverage together for each insured vehicle - for uninsured and underinsured motorist coverage. Read More
Generally, no. There is usually an express exclusion in all types of insurance policies for criminal acts by the insured. Read More
Comprehensive coverage is covers the interests of the named insured. A third party insurance policy will not cover you. It only covers the interests of that named third party insured. Read More
An insurance company sends an inspector to evaluate a risk. Depending on the coverage, the inspector will report on what the insured does and/or on-site conditions. The inspector does not determine if coverage will be bound. They only report what they see within context of the coverage. Read More
There is no coverage at all for an accident to an insured either off property or on property. A Homeowners policy provides coverage for structures, personal property, additional living expenses due to loss, liability coverage and medical payments. There is coverage away from premises for insured personal property provided it is due to loss from a covered cause. Coverage is generally limited to 10% of coverage C and if it is theft, insured must be… Read More
Is to provide continous insurance coverage for workers and thier insured dependents when they change or loose jobs. Read More
Guaranteed Insurability refers to a person who is insured on a life insurance policy. Guaranteed Insurability guarantees the insured person to purchase additional life insurance coverage without having to take a physical examination or showing any other evidence of insurability. Additional life insurance coverage may be purchased at a stated time in the future. Some life insurance policies offer the opportunity to purchase additional guaranteed life insurance coverage on certain anniversary dates of their life… Read More
Auto insurance usually has several components. Not all coverages are purchased by every applicant, but the basic coverages are as follows: Liability insurance provides coverage to the named insured and others who are identified by name or by relationship to the named insured in the policy for negligent acts or omissions while operating the insured vehicle. Stated otherwise, if a covered person is legally liable for causing damage to another in the operation of the… Read More
Term life insurance is life insurance protection for a specific number of years. For example, if you buy 10 year level term life insurance and you die within 3 years of buying the policy, your beneficiary would receive the life insurance proceeds, usually free of federal income tax. However, if you stopped paying on your life insurance policy (policy lapse) and your coverage was not "In Force" when you died, there would be no pay-out… Read More
Which type of insurance coverage will not pay benefits for the death of the insured due to an illness?
accidental death and dismemberment Read More
What is the anwer for the amount payable by an insurance company for a monetary loss to an indiviual insured by that company under each coverage?
holder Read More
Is an insurance carrier's right to subrogate against another party by the terms of the insurance contract?
In most insurance policies today part of the terms are an agreement by the insured to cooperate with the insurer. Cooperation requries the insured to participate and assign their rights to the insurance provider for claims the insured has against the original tortfeasor. In the event that the insurer pays a claim that was caused by a 3rd party, the insurance provider will requrie their insured to sign over subrogation rights. In the case of… Read More
You need to check with your current insurance carrier. In my case I am insured thru Farmers, and with them as long as you carry full coverage on the rig you own and drive that same coverage will be with you in any rig you drive except commercial rigs. Read More
If a non insured driver wrecks a car trying to miss a deer on the highway and dies and the car belongs to insured person with full coverage should the insurance pay for the funeral and expenses?
no Read More
In order for your child to have insurance coverage, your child would need to be listed as a covered person on the policy, and a premium would need to have been collected for the child. Even if both parents are insured, if your child isn't on the policy and has not been considered as a portion of the premium, then there is no coverage. Read More
The definition of liability in insurance claims means that the insured is protected in case they are sued. This coverage includes legal costs and payouts. Read More
"It may vary depending on where you purchase your wedding insurance but at an insurance company such as WedSafe your insured for cancellation, postponement, gowns, rings, photos, and gifts." Read More
Does homeowners insurance cover bodily injury to the remaining owner from a homicide committed within the residence?
No. Homeowners insurance is "Property Insurance" it does not provide coverage for personal injury to the insured. You should look to your medical insurance for coverage applicable to bodily injury and your life insurance policy for compensation for loss of life. Read More
Insurance is the financial instrument invented to protect people from significant financial loss. The basic way insurance works is that the insured person pays a premium to the insurance company in exchange for insurance coverage in the event that something happens. When something does happen that would have otherwise financially ruined the insured, the insurance company pays for it. The insurance company makes money by playing the odds that all the people they will insure… Read More
Insurance coverage for the citizens of India is inadquate. Insurance has still not reached all the people in the country. Less than 10% of the population in the country is insured adequately. Most educated people have insurance but still majority of the population is not insured. Read More
The amount of coverage and the specifics of coverage will vary from policy to policy. In general liability insurance will cover damages to individuals or entities other than the insured individual. For example, in auto insurance liability insurance will provide for individuals injured in an accident excluding the policy holder. Read More
It depends on the type of insurance coverage. If it was Liability insurance only, and she caused the wreck, then it is not covered. If it was Collision coverage, and she caused the wreck, then it would be covered. If she didn't cause the wreck, I'd check with the insurance company of the person who did cause it. Read More
Sure. Remember that an insurance policy is a legal contract wherein the insurance company agrees to accept risk from the policy holder according to the terms of the contract. If the policy holder does not live up to the terms of the contract then the insurance company may deny coverage. For example, if the person lied to the insurance company on the application then the insurance company may deny coverage. One of the terms of… Read More
An Umbrella olicy is financial protection that exends the covergage limits of underlying insurance policies of the named insured(s). If the insured suffers a loss that exceeds the limits of an underlying policy, the umbrella kicks in to offer coverage at the higher limit. Read More
Not sure if you meant over insured and under insured. Basically there is a provision in homeowners and condo owner policies called a Co-Insurance penatly if you are not insured to 80% of replacement cost (not market value) of the home. If you are insured less than the 80% (under insured), you will not get you complete coverage limit but a reduced amount. Over insured is a little different. Lets say you insure your home… Read More
Am I considered an uninsured motorist If I am driving my son's car which is fully insured and driving with permission but I do not have insurance and at fault in an accident?
No. The car is insured and your son's policy will provide coverage up to its policy limits. Read More
Yes, If a child owns the home, the legal gaurdian can purchase the coverage needed. Read More
if convicted of dwi insurer can deny coverge for named insured and spouses cars if no lienholder. Read More
Comprehensive coverage does not apply to the driving of a car. It should be covered. Read More
No. A trailer has to have it's own insurance policy. Read More