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Most insurance companies report the claims that they pay to the C.L.U.E (Comprehensive Loss Underwriting Exchange)database. This means that your claim will show when your new or prospective company gets the C.L.U.E report. You can't escape your claims.

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โˆ™ 2005-10-04 01:49:43
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Q: When getting a new quote for auto insurance do you have to disclose a claim if the police and no one else were called will they find out?
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If you are shopping for car insurance is it necessary to disclose past accidents even if there is no police record of the incidents?

Yes it is as other insurance companies will hold a record. Not disclosing is fraud.


Who do you notify when involved in an accident?

Medics , police, insurance company, family are to be called.


How do you find auto insurance policy of a person?

AnswerIf you were in an accident with this person and a police report was filed, the police department will likely have this information. If a police report was not filed, you can either file a report after the fact or take the person to small claims court. The police and/or judge may be able to compel person in question to disclose the information.


What will happen if you rearend someone with no insurance no damage done it was at 20mph no calling the police or their insurance they decide to see how they feel in a few days can they file claim?

Yes, they can. The fact that they have no insurance and the Police were not called has no bearing. If they do decide to claim for any injuries, your insurance company will scrutinize it, but not necessarily deny it.


How does car insurance work after an accident?

The way car insurance works after an accident is that a report must be made to the insurance company. They will review it and then decide what you new insurance cost will be. Answer: Accidents need to be reported to your insurance company as soon as possible whether you or someone else caused the accident. If police were called to the scene then you must obtain a copy of the police report as well to be sent to your insurance company. All of this if you plan to file the insurance claim through your or the other drivers insurance. Some have accidents but the repairs are so minor that they pay out of pocket rather than getting the insurance companies involved.


Can the lien holder buy car insurance?

A lienholder may purchase what is called Collateral Protection Insurance in the event the debtor fails to provide collision insurance. Remember, the lienholder is not concerned with the liability insurance policy that the state requires. They are only concerned with you maintaining insurance that protects their investment in the vehicle. If you are pulled over by the police, the Collateral Protection Insurance will not be adequate insurance for the polie. The police are looking for you to maintain liability insurance.


If you get a ticket and get points on your insurance can you fight them if the cop did not tell you you would be getting points?

You can appeal a ticket surcharge that is imposed by your insurance company with your state insurance department but you will lose if you try to blame the police officer. Police officers have no responsibility to inform you of what might happen to your insurance if you get a ticket. In fact they don't care what happens to your insurance rates, if you violated a traffic law you should expect to get a ticket.


Can you file an insurance claim if you did not get a police report?

Yes, you do not need a police report to file a insurance claim.


If asked should police disclose they are police?

No, undercover officers are not required and should not disclose that they are the police. There is no law in any state in the US that calls for such a disclosure. All departments have rules of disclosure for uniformed officers. They must give anyone asking their identification number (badge number)


Is an accident on a grocery store parking a private matter or do the police need to be called?

Calling the police lets the victim file a police report to provide for both insurance and legal reasons.


If you rear-ended another car but the police were not called can the other driver demand money for repairs or your insurance information?

Yes. In a rear end accident, the liability is still there even if police are not called.


What do police do if your gun is stolen?

They make a police report so that if it is used in a crime after that day and time then they can see that it wasn't you, as far as getting re-imbursed, do you have renter's insurance? It may be covered.


Is a police report required for an insurance claim?

It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.


Do police have to disclose to you what they are looking for when they come to your house with a search warrant?

Yes, part of your miranda rights


Will insurance pay if you do not have a police report?

Police reports are not necessary, insurance companies can recreate the occurrence from the damage on the vehicle and determine who is at fault.


When in an auto accident and the police are called and the party that was at fault and does not have his insurance information with him how long does he have to get this information to the officer.?

Laws differ from state to state. In this case you should contact the police to find out about the law regarding proof of insurance, but if insurance information wasn't available at the time of the collision, you may as turn the collision in to your insurance, since the other driver probably isn't insured.


Can the police arrest you for no insurance?

Yes


Will an insurance company pay if there was no police report?

Most insurance companies want a police crime report number before a settlement is reached.


Should you tell the police if you have no insurance?

Yes, and then tell them you plan to get insurance asap.


If you are involved in a minor collision and the police respond do they report the accident to the appropriate insurance companies?

No, the police never notify insurance companies of accidents or tickets. It is the responsibility of the insured party to notify their insurance company.


How do you file a insurance claim against the party that was at fault in an accident that occurred in a parking lot Without involving my insurance company.?

Just file a claim with the other parties insurance company. You called the police and got an accident report, right?


What does an insurance police officer do?

eats your penis


Do you need to file a police report if your under age child takes your car and crashes it?

Only if you have a prayer of getting the insurance company to assist you with the claim at all.


Do the police keep prison records?

The police do keep detailed prison records when a person has been imprisoned. This is typically stored in a confidential database. The police will only disclose details of past crimes when a DBS check is requested.


What is the application format to FIR to police station?

An applicant needs to visit the police station and ask for an abstract if he needs to make an application to FIR. Based on the information asked, FIR can then disclose.

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