Here are opinions from WikiAnswers Contributors: * Yes. It is a totally separate issue from medical bills. * No, absolutely do not assume that you will get three times medical in addition to the actual medical amount paid. Unless that it states that you will be paid medical IN ADDITION to the other award. This is a common mistake that is often seen later when physician bills start to come in. You may have already cashed a check from the insurance that had their release on the back. The release may have stated 'accepted as release from any and all further claims' or similar wording. When you call them for an explanation, you will be told that they sent their check for three times the amount of the medical paid. At that point, you are stuck with any remaining bills.
When insurance pays three times the amount for pain and suffering is that in addition to medical expenses?
It used to be a rule of thumb that pain and suffering damages could be calculated as a rough multiple of medical expenses. However for quite some time, that has no longer been the case. The payment of medical expenses is a separate portion of the recovery depending upon the nature of the occurrence that caused your injury. For example, if an auto collision caused the injury, you may have to look to your own insurer under your Personal Injury Protection coverage for the payent of (most) medical expenses and (most) lost wages. If the insury was the fault of someone/something that was insured under a commercial general liability policy, ordinarily, if the insurer believes that its insured was At Fault, it will pay medical expenses under a "medical payments" provision of the policy. If there is a "pain and suffering" element of your damages (and that does not always exist despite what the lawyers say), a recovery can either be negotiated or a suit siled. If a sduit is filed and the matter goes to trial, the amount of recovery will less be a function of the amount of medical expenses than it is the severity of the injury and the extent to which that it may effect your ability to function in the future and maintain your employment. All of that said, please understand that getting injured is not like winning a lottery. Be reasonable and realistic..
Your PIP insurance will in most cases cover your medical expenses even if you do not possess the required health insurance in Texas. This would pay for your medical expenses in a wreck.
No. Medical insurance covers medical expenses, not insurance premiums.
I'm pretty sure this depends on who is the insurance company, but most travel insurance policies will cover emergency medical expenses. For every day medical expenses, you will have to talk to your every day insurance company.
One can finance his or her medical expenses by getting insurance. AllinaHealth is just one company that can help one finance his or her medical expenses.
Unreimbursed medical expenses are those that your insurance company, or HSA will not reimburse you for. These costs are not covered on your plan.
Medical expense insurance: Covers some or all of the out of pocket expenses paid by the insured for covered medical expenses. Disability insurance: Makes up for some or all of the income lost during the disability of the insured.
Yes. The attorney works for you and your interests such as personal property, medical expenses, lost wages and settlements for pain and suffering. The insurance company, either yours or theirs, works for the insurance company and will give you only the minimum required by law based on a scale which computes market value of personal property, exact costs of medical expenses, exact lost wages from time off of work due to injury and as close to zero that they can legally come to in settling pain and suffering compensation.
Health insurance is a type of insurance that covers medical expenses that arise due to an illness. These expenses could be related to hospitalization costs, cost of medicines, or doctor consultation fees.
It's secondary or tertiary insurance that is held to cover any medical expenses the primary insurance policy does not cover or does not cover completely.
This does mean expenses are not covered by insurance. If this is what the divorce decree says, then you are responsible for these bills.
One can find more information about travel medical insurance from medical insurance providers. In addition, online resources provide information about travel medical insurance.