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When should you drop Full Coverage and just keep Liability on your 1993 Ford XLT Van that has only 29 500 miles on it?


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Wiki User
2004-09-10 08:17:09
2004-09-10 08:17:09

The question you should ask yourself is, if your car gets damaged, will you fix it or just buy a new car? The Comp and Collision coverage on your vehicle helps pay for damage to your car. If you don't plan on fixing the car, or if you will fix it and pay out of your own pocket, then you don't need full coverage.

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AnswerI'm not sure what your particular situation is but I can give you some general scenarios: 1. 2001 Mazda or BMW deluxe (sports) Full Coverage: Avg. $386.31 Min Liability: Avg. $198.002. 1996 Porsche Full Coverage: Avg. $422.34 Min Liability: Avg. $247.003. 1993 Camaro Z28 Full Coverage: Avg. $290.31 Min Liability: Avg. $149.954. 1988 Mustang LX Full Coverage: Avg. $225.00 Min Liability: Avg. $103.605. 1983 Ferrari Full Coverage: Avg. $275.66 Min Liability: Avg. $139.40These rates may vary depending on his or her driving record or location which are all taken into consideration, these are the avg. rates in the large city of Las Vegas, NV.

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Yes, It should be changed every 70,000 miles. A owners manual or a repair manual will have the exact figures for you.

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Replace the cam belt every 60,000 miles.


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