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The question you should ask yourself is, if your car gets damaged, will you fix it or just buy a new car? The Comp and Collision coverage on your vehicle helps pay for damage to your car. If you don't plan on fixing the car, or if you will fix it and pay out of your own pocket, then you don't need full coverage.

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โˆ™ 2004-09-10 08:17:09
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Q: When should you drop Full Coverage and just keep Liability on your 1993 Ford XLT Van that has only 29 500 miles on it?
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