My answer is not state specific. I have been a private investigator who works for life insurance companies for several years and my husband/business partner has been doing it since 2000. There are a few types of investigations that life insurance companies are commonly required to undertake and they are based on measurable circumstances:
* Murder Cases - if the insured person has died due to homicide, the company may require that the beneficiary is formally cleared of involvement, or suspected involvement, in the death of the insured before paying benefits.
* Contestable Death Investigation - This investigation occurs when an insured person dies within 24 months of taking out a new policy or reinstating a lapsed policy. Usually the insurance companies require an interview with the family, the presentation of certain identification documents, certain signed paperwork and the acquisition of medical and criminal records. The company then reviews all the presented documentation for consistency with the information presented at the time of application, then makes a decision as to whether or not to pay the claim. These types of investigations are very common and are standard procedure based on dates of application/reinstatement and death.
* Foreign Death Investigation - This type of investigation occurs when an insured person dies outside of US borders. In this circumstance it is common for the insurance company to require a full foreign death investigation before paying benefits. Often times the beneficiary thinks that presenting a death certificate is sufficient. Actually verifying a death in a foreign country requires multiple documents and contacts to the foreign country to verify specific information. It is also worth noting that in this circumstance, if the insured was a US Citizen who died abroad, the family should report the death to the US Embassy in that country to obtain a Report of Death of an American Citizen Abroad.
No. As long as you were not involved in the accident then it shouldn't affect your driving record. You must also not be the owner of the vehicle that was involved in the claim.
Ameritas specializes in life insurance. Life insurance is an insurance involved in death, when a person dies, someone else can get a large sum of money.
Unless it is a major investigation (ie someone was killed) the cost involved is not realistic to call in a so-called "impartial" viewer from another department. At some stage you have to trust the justice system. Not all cops are crooked and I am sure the investigators will be fair.
what is the punishment for harboring someone with a warrant
Investigation is the act of investigating something or someone.
No liability insurance is not mandatory for boating in Ohio, it is a good idea to have liability insurance to tide over troubles if you or someone operating your boat is involved in a boating accident.
No, liability insurance is when there are injuries involved. If you are injured in an accident when someone else is driving your car, your liability insurance would cover your medical costs. Comprehensive and collision insurance on the car you were driving should pay for damages to the vehicle.
Well you have to have proof of insurance and if you do then you can show the officer that and it goes on from there.
Almost certainly yes.
Follow it up as much as you can and get your insurance company involved if you are going to make a claim as they will try and get monies from someone else if they can transfer the responsibility.
Auto insurance, and if you are hurt by the accident, then health insurance too, but you will need health insurance for the second to file a claim for injuries, and health insurance is optional. Auto insurance is required by law. If it is someone else's fault however, then they must pay for all the damage to you, your car, and themselves.
If someone owns a motor trade insurance policy and gets involved in an accident on vehicle not owned by them, if its their fault, they go through their own insurance and car owners insurance doesn't get involved. If its not their fault, they claim against third party insurers. Most of the time the vehicle repair cost gets given to the car owner but if motor trade insurance holder has bought the vehicle but hasn't transferred the ownership onto their name, they then need to provide some sort of proof that they purchased the vehicle, with previous owners confirmation.
You can't. Search warrants are not listed before they are served.
Yes, you can get in trouble for driving a criminal somewhere.
Someone can get a quote for building insurance from a number of insurance companies such as Allstate Insurance. Allstate Insurance provides a number of insurance products for both consumers and businesses.
If they were driving it with your knowledge or permission, yes. Actually, no it won't. Each person is liable for their own actions, regardless of the car they are in. The driver's insurance will go up and would also be liable for any criminal acts. I would assume that if someone else is involved in an accident, while driving your car, your rates will go up? Your insurance will NOT be affected if someone used your car and got a citation BUT,,, If they had an accident and had NO insurance YOU would be involved. If your registration and or insurance is not up to date, you and the driver will pay some fines and get violation points for the above.
Well basically a investigation is when someone is trying to find out about something or someone while a experiment is testing a hypothesis and trying to get a conclusion
If the accident was your fault and someone else was involved their uninsured motorist insurance will pay for their damage. The bad news is that they WILL sue for the amount they had to pay out.
Warrants are only issued if a judge feels there is just cause to search someone or some place. If the evidence isn't there, a warrant may not be issued.
If you were driving someone elses vehicle and involved in an accident whether it be fatal or not then the person who owns the vehicle should have insurance on it and then the accident would be covered on that policy but if it goes over the amount that they have then its possible for yours to kick in and pay any extra.
No it's not illigal.
There are a lot of factors involved and the short answer is: maybe. If someone dies driving your 4-wheeler, it is possible that Homeowner's Insurance is liable and they can possibly have a case against you.
The owners insurance will be responsible for coverage in an accident involving permissive use of their vehicle.