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When starting a home watch service business do you need to be bonded or have liability insurance?

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2009-09-28 04:36:32
2009-09-28 04:36:32
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Yep, You have to have insurance for everything.
To be more specific, you need two types of insurance for a Home Watch business. You need general liability and you need Professional Liability, also called Errors and Omissions Insurance.

General Liability protects you while inside the home from pre-existing conditions and general risks such as a toilet that backs up while you are in the house.

Professional Liability is in case you miss something that you should have seen as a Home Watch Professional. Roof leaks that are clearly visible but that you missed would be covered by this 'errors and omissions' insurance.

The insurance is not easy to find.

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