the insurance industry lives by statistics. Statistically, drivers under 18 (and drivers over 65) are the most likely to have accidents. When a teen has an accident, the policy owners rates go way up, kind of the insurance company's way of saying "I told you so".
it depends on what accident in Florida the insurance would cost your butt.
The insurance cost will grow according to the number of previous accidents also takes in consideration the age of the driver, the type of the vehicle and how log the driver held the driving license.
Truck insurance can help you pay for the damage cost if you get in accidents. If you own a truck, it is a good idea to get insurance for it in case you do get in an accident.
The insurance cost can typically be lowered by avoiding accidents that require insurance payments for an extended period of time. After a certain amount of time has passed without an accident, the insurance cost should go down.
It can be difficult for young drivers to get good car insurance, as they are the most accident prone on the road. Getting into accidents can cause your insurance to rise 30%! It's best to start out with a low cost insurance company, such as GEICO, in case some accidents do occur. Also, you should avoid sports cars, and cars with high horsepower to weight ratios.
Speeding tickets or accidents would not help.
swallow my load.
Possibly. Insurance companies determine your rate by looking at characteristics that predict future loss. Think about this in terms of receiving a traffic ticket. If you get a speeding ticket, it doesn't cost the insurance company anything, but you can expect your rate to increase. The logic here is that behavior A has a correlation to the future probability of causing the insurance company to pay a claim. Studies have shown that people involved in not at-fault accidents tend to cause future at-fault accidents at a rate higher than those drivers that have not been involved in any accidents.
How long you have been driving, any accidents. What kind of vehical, cost for replacement parts and what kind of insurance policy you want.
If they have tickets and accidents, then it should. If they are good drivers, then it shouldn't.
In auto insurance, 'uninsured insurance' refers to a type of coverage for accidents caused by a motorist without insurance or hit-and-run accidents in which the driver who caused the wreck cannot be identified. In other words, your insurance may cover the cost of damage to your car, medical expenses, and other expenses. http://www.superpages.com/supertips/what-is-uninsured-or-underinsured-motorist-coverage.html
Insurance depends a great deal on where you live. The companies set cost according to zip code. I live in an area where there are many hit and run accidents so I pay more for my insurance compared to a place with less accidents. I am not sure why you mentioned "seniors". If you mean people who are older insurance may cost more because of eyesight, driving history, and physical activity.