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When you add someone to your banking account do they check their credit I want to add my wife to my bank account but she has bad credit and bounced checks in her past?
Wiki User
∙ 14y ago
It depends on the bank; some do and some don't.
Trustco Banks usually don't check.
Sun Trust Banks usually do check.
Wiki User
∙ 14y ago
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Can a bank close your account after bankruptcy if you never bounced checks and have no line of credit with them?
No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.
What is the meaning of banking and non banking?
Banking = holds an active account at a bank. Normally used in relation to depositing or cashing payroll checksNon-Banking = Does not hold an active or open account at a bank. Normally referred to when one is cashing payroll checks at a check cashing location.
What online banking services are offered by Dollar Bank?
Dollar Bank offers the following banking services to its clients: minute activity of the balance of the client's accounts, download of account activity and reordering of checks in the account of clients.
Can you file Chapter 7 bankruptcy on bounced checks?
No, you cannot.
Why would one use WestPac Online Banking over a traditional bank?
WestPac Online Banking is a good way of banking many different ways. A person can view a checking account, savings account, deposit checks and setup everything on the computer without seeking a bank rep.
When was Bounced Checks created?
Bounced Checks was created in 1974.
Is bounce an adjective?
Yes it's an adjective.
When does 2nd Chance Checking happen?
2nd Chance Checking typically happens when someone has had previous banking issues, such as a history of bounced checks or unpaid overdraft fees. It is a type of bank account that is designed to give individuals a second opportunity to have a checking account, even with a negative banking history.
Can you put someone on file to access a checking account with out their name showing up on the account?
You may be able to add someone as a joint owner of the account, which would allow them to access the account (make withdrawals, write checks, use online banking, have a debit card, etc) but you can still order checks with only your name on it. However, bank officials will still be able to see the joint owner's name on the account - it just wouldn't be on the checks. Ask your bank if they allow this.
Why is a savings account better than a checking account?
A savings account may pay higher interest rate than a checking account. Also, you don't have bounced checks, and NSF fees, normally.
Does collection agency account information includes bounced checks unpaid rent utility bills and doctor's or hospital bills?
YES!
What is a banking service in which a customer deposits money and writes checks to withdraw at his or her convience?
A checking account
Can you deduct bounced check charges?
Yes, bounced check charges can be deducted, and no, they can't. As one of the expenses of doing business, businesses can deduct bounced check charges for checks bounced by customers. But as an individual, it isn't possible to deduct charges that are assessed by businesses and banks for bounced checks. According to the tax code, you can't receive a tax benefit from an illegal activity, and bounced checks are considered illegal.
What is the jail time for a 12000 bounced check?
There is no jail time for 12,000 bounced checks if your a Congressman.
Can a bank close your account after bankruptcy if you never bounced checks and have no line of credit with them?
No, the banks can not close your saving and checkings account. If you have credit card debts then yes they can close your credit cards.
Can you open a checking account and have someone else's name on the checks?
You can but you both will be on the checks aswell as the both of you need to be on the account too.
What is the meaning of banking and non banking?
Banking = holds an active account at a bank. Normally used in relation to depositing or cashing payroll checksNon-Banking = Does not hold an active or open account at a bank. Normally referred to when one is cashing payroll checks at a check cashing location.
