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When you bought your home you got it through a home equity loan line with credit union you chose to buy disability insurance incase anything should happen you are now disabled and you owe more why?
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How do you extend CA state short term disability?
Are you currently disabled? If so, check with your employer and / or state's social security disability benefits. If not currently disabled, you can get individual long-term disability protection from a handful of disability insurance companies, or through your employer.
Can you collect some kind of disability while out of work during recovery from a knee replacement if you have no disability insurance of your own or through work and 55 years old?
Not unless your disability is expected to last one year or longer. You can try to apply for Social Security disability, because you won't qualify for individual or workplace disability insurance while disabled.
Will moving to another state affect your disability benefits?
Your individual disability insurance policy is portable and benefits will not be affected by moving to a different state. If you have disability insurance through your employer, and move in a new state while working for the same employer, benefits will not be changed. However, if you leave your employer, you may lose the disability insurance benefits through a group DI policy. If you are currently disabled and are receiving disability benefits from the state, you will have to check with the new state regulations on social security DI; If you are receiving benefits through a personal/ individual insurance policy from an insurance company, then benefits are not going to be affected by the state of residence.
If person has 2-3 year longterm disability insurance and becomes disabled and can't work and is under 60 for example which Federal agency benefit would kick in. Is it after two or three years?
If a person with a 2-3 year long-term disability insurance becomes disabled and unable to work before the insurance benefit period ends, they may be eligible for Social Security Disability Insurance (SSDI) through the Social Security Administration. Eligibility for SSDI benefits is determined by the severity of the disability and the inability to engage in substantial gainful activity. It is possible for SSDI benefits to kick in before the expiration of the long-term disability insurance coverage.
Where can I get disability insurance?
Disability insurance is usually through one's place of employment. It is not usually something that one can get on their own since it is insurance against instances at work.
Does Virginia have long term disability?
You have to check into Social Security disability, if you don't have your own disability insurance (individual policy, or through your employer); It is recommended that you get your own Disability Insurance policy if your employer does not offer such benefits. Yes, there are disability insurance policies available in Virginia.
Is there supplemental disability insurance?
Yes, and it's recommended to add supplemental disability insurance to cover closer to 100% of your income. If you have disability insurance through your employer, your benefit will be capped at 66% of your income. The benefit received from a group disability policy (through your employer) is taxable. Supplemental disability insurance benefits are not taxable. You can add Catastrophic rider on an individual disability insurance policy, to cover up to 100% of your income in combination with your existing employer group DI.
Disabled person becomes foster care parent?
Can a disabled person care for a person in foster care, and how would it affect their disability income? I also get Long term disability through my former employer.
Do i as a disabled veteran pay income tax on the disability payments?
If your disability payments are through the VA then they are tax free and are not considered taxable income.
How can someone apply for physical disability insurance through a state agency?
Someone can apply for physical disability insurance through a state agency by going to the SSA website. If the person meets the application's requirements, they can get insurance.
Is there such a thing as individual disability insurance?
Individual disability insurance is available through many insurance companies as well as employers. This coverage is available at an extra cost. Talk with your insurance provider for details.
Can you collect state disability after long term unemployment?
If you're currently disabled and unable to work, you should apply for disability income benefits through your state.
