No, but unless you are paying cash for the vehicle the lender is going to want insurance coverage on the vehicle until it is paid for in case something happens to it. Therefore, the lender is going to want a policy number insuring their vehicle is covered.
Report the accident to your insurance company. If this was a single car accident - meaning yours- your insurance will have to pay for the repairs minus your deductible. If another party caused the accident you need to turn their insurance information over to your company and they will take it from there.
Unless the dealership is the one actually financing your car, you don't. You would turn it in to the finance company. You just call them and tell them you wish to voluntarily surrender the vehicle. They'll give you instructions on how to proceed.
I would get your insurance company involved, they are there to keep this from happening.
You don't have to turn yourself in necessarily but just provide your insurance information to the police. That's all they want (unless someone was injured). Call your insurance company and file a claim asap so they can start the investigation. Your insurance can protect you in case the other party tries to sue you.
The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.
check with the loan company and insurance company. The loan may be insured or the insurance company may pay off the vehicle at death
You can be sued but your real concern is most likely how far your insurance company will support this. The insurance company has a limited liability and will fight to protect that, which in turn will help to protect you up to the limit of your insurance.
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Yeah, there should be no problem cancelling a claim on your insurance if it isn't under way already.
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It depends. In MOST cases, the insurance company will have someone (called an adjuster) assess the damage on your car and write an estimate. After that, your insurance company will contact you on which bodyshop you want the work done at OR sometimes they will pick one for you. The company will then contact the shop who will in turn contact you giving you the ok to bring the car in once they have the approval from the insurance company to begin body work.
You must turn in keys and title to the insurance company once they have paid you for the loss - regardless of the condition of the vehicle. It is your choice to accept or not the settlement.