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Under health insurance rules no. I have seen that in a divorce decree but that is a legal issue not an insurance one.

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Q: When you get divorced does your ex husband have to continue to pay your medical insurance?
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Is your husband responsibile for your medical bills?

It depends....it you are divorced or legally separated than the judge has to enter a judgment that says he has to pay for your medical bills...if you're not legally separated or divorced its his option if he wants to add you to his health plan...If you have your own insurance and he has his own insurance and you're added to his plan than the insurance go by the birthday rule..whom ever is born first is primary....


Which medical insurance is primary for the wife when the husband and wife each have insurance through their jobs?

The Wifes


Can an employer not allow a spouse to join her husband's medical plan if she has medical insurance with her company this is a self-funded plan?

No, they can't. You can have two insurance coverages.


Is a wife responsible for a medical debt of her husband's in Ohio if he was on her medical insurance and is now deceased?

Yes, she will be held responsible. The primary insurance holder is always responsible for the medical costs under


Is a wife responsible for a medical debt of her husband's in Virginia if he was on her medical insurance and is now deceased?

The primary insurance holder will be held responsible. That is part of the agreement, they will have to pay.


Can you purchase your own separate medical insurance if you don't like the one-and-only option offered by your husband's employer and can you each use either one or both simultaneously?

You can purchase your own medical insurance, its called and Individual policy and many insurance carriers sell them. With an individual medical policy, you have to qualify. (you don't have any significant medical problems or past medical history) Individual medical policys also have pre-existing clauses-- they can deny any/all medical services for a medical condition they determine began before your policy began. Pre-existing clauses are usually for the first 6 months. Most, not all insurance plans "coordinate benefits". For example, if both you and your husband had health insurance through your separate employers, your insurance would be primary and your husband's insurance would be secondary and vice versa for your husband. It can be different for an individual policy/plan. Health insurance is very expensive in this country so most people can't afford to buy individual medical insurance.


What do you understand by double insurance?

Double insurance is when you have something insured by two companies like when a husband and wife both have medical insurance on each other.


Is your ex responsible for half of your medical expenses incurred while you were married if the bills came after your divorce?

Generally such issues are decided before the final decree is granted and usually it is not possible to have the decree amended. If there are no terms for such issues included in the divorce decree the matter usually needs to be determined in a lawsuit against the non requesting party if an equitable agreement cannot be reached otherwise.


What is the definition of primary coverage in regard to medical insurance?

Often, a person will have "primary" insurance and "secondary" insurance. For example, if you have insurance through your job, and your husband has insurance through his job, then your primary insurance will be the one through your job, and your secondary insurance will be the one through your husband's job. Also, your husband's insurance through his job will be his primary, and yours through your job will be his secondary. There can be some exceptions to this though. For example, if you were married, had a child, then divorced and remarried (retaining custody of the child), and both your ex and current husbands have insurance through work, then the one who's birthday is first is considered the "primary" insurance, and the other is the "secondary" insurance. But there will still be a deductible with each one that has to be met before either one will pay.


If a husband and wife are separated for nine years with no legal agreement can she still use his medical coverages?

If she is still being carried on his insurance as his spouse then she has insurance.


Is an ex wife responsible for her deceased husband's medical bills?

No they would not be responsible for the debt unless it was before they were divorced. The estate has to resolve the bills.


Is the husband responsible for medical care the wife signed for?

Typically the answer will be yes. The primary insurance holder will always be responsible.