Yes. The bank would ask for proof that you are the deceased persons spouse and also proof that the person is actually deceased (death certificate). Once you provide these two items, the bank will cash the check for you. Without them the bank will not take up the request.
Yes Watson. But the real question is: can the spouse spouse the home after the reverse mortgage dies live?
Then the house needs to be sold.
you can not cash a check
Check Into Cash of Oklahoma City can cash your check.
You can cash a check from Deutsche Bank at any bank. Typically you will need to cash it at the bank in which you do business and provide identification in order to cash a check.
You should speak to a bank representative to determine if the bank will allow the check to be deposited in your joint account.
100% everyone dies.
Yes Watson. But the real question is: can the spouse spouse the home after the reverse mortgage dies live?
If child dies, does his spouse have any legal claim with in-laws home?
Pay cash.
No. The check must be endorsed by whomever the check is made out to. This will be the insured on the policy. If the spouse was not the named insured on the policy then she cannot legally endorse the check unless he gives her power of attorney or if he is deceased and she is designated as administrator of the estate by the court.
Yes. A surviving spouse is entitled to a statutory share of an intestate (without a will) estate in most jurisdictions. You can check the laws in your state at the related question link provided below.
The named beneficiary on the life insurance policy gets it. It is a contract and specifies who gets paid, usually it will be the spouse.
Normally the spouse inherits the house. By law in Michigan a married couple should own the property as Tenants by the Entirety, which means that it transfers upon the death of the other spouse. Check the deed to insure that is so.
The answer depends upon which State your spouse was a legal resident of, and also, wether or not the car was in your spouse's name only. Foir instance, in NJ, if a person dies intestate (without a will), all possessions owned solely by the deceased person must be split 50/50 between the spouse and any children of their marriage. Possessions owned jointly with the spouse go directly to the spouse. Check with your local county offices on your State's law. Good luck.
yes
Then the house needs to be sold.