Your question is not specific enough. You need to say what religion you're asking about.
One can read Jewish prayers from books or websites. A great website to go to to read Jewish prayers would be My Jewish Learning. The My Jewish Learning site contains many topics of interest.
A person can read good examples of Christian prayers at the nearest church closest to their house and also they can find prayers online if they search on a Christian website.
Prayers have to be from the heart for god to hear it. If it isn't from the heart then God will know because he can read our hearts.
The person who leads prayers during religious services is called a Cantor.
When a Muslim offers prayers alone (not leading anyone else in the prayer) then even the obligatory prayers of Fajr, Maghrib and Ishaa - which are all read out loud - can be read silently. That is permitted.
Sabbath and festival prayers (the Torah is read), some weekday morning prayers, prayers on fast days, Purim, Rosh Chodesh, and Hannukah. Also the Bar Mitzva ceremony (which is incorporated in the Sabbath morning prayers).
Prayers, psalms, or readings that were read during a certain time of the day.
These are led by the priest in Church. Lay people do not lead prayers in Church. In some instances, such as during Vigil services, the priest will start the prayers, and then lay people continue to read them. But where a priest is present with lay people, only he can lead the prayers.
A bimah doesn't do anything. It's the platform that the Torah is read and prayers are led from in a synagogue.
yes it say in the bible to be always charitable in the bible always read your bible and prayers
The book of Yonah (Jonah) is read during Mincha (the afternoon prayers) of Yom Kippur.
Yes, you may if you are young and yet do not know the rest. Usually the ages from 12 and under can do this.