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Pirate Treasure
You can find pirate treasure on any beach. You will see a faint "X" marked in the sand, just like in the movies! Stand on it, and dig. You will have a message pop up in the lower left chat box (where PMs, "Chat here" and buddy chat show up) saying how much you found.

NPC Treasure
By "NCP Treasure" I mean treasure on islands, other than pirate treasure. You can normally get hints to their locations by talking to NPCs (Non-Playing Characters; such as shop owners, residents etc). There are numerous buried treasures around the world.

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14y ago
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13y ago

Rock isle

Palm isle

Earton crossroads sign

Below Earton Fountain

Underneath the fountain in Horseshoe village (fountain closest to gernral store)

Ice Isle on the left to Sandcastle Moat #18

The entrance to Nilan's walnut maze on Jungle isle (the second torch)

In the vegetable patch in Molten Meadows on Lava Isle

Most Aincent Statues have one somewhere around them on Jungle Isle

You can also dig on the red crosses that you find anywhere on Pirate Island (pirate treasure)

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13y ago

Here are a few of the treasures that can be found on horseisle. There is one in the Earton Crossroad sign, and there is also another one step south from the fountain. If you go to Tropicton, there is one in the enterance to that place where in the stone it says something like this: u....l......u....d...l...d.l..r. This one is exactly at the enterance somewhere, before you go in. These are a few of them. There is another page on Answers.com similair with all of them. I only remember these, and one more: Left of the sandcastle moat north of SNow Isle, or Ice isle. Hope I helped

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13y ago

On the welcome Isle you can find it under the rock to the north. In Earton you can fin it below the water fountain to the east by the beach, and on Jungle isle you can find many treasures.... some are located around the ancient statues all over the jungle. These are the ones I know off the top of my head.

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13y ago

They are along the beaches of the isles. Not every isle has them, and they tend to come and go. There are also pots of gold on brown isle.

-HorseGal13

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14y ago

There is one next to the fountain in Earton.

There is one above the pond on Eldorado isle

Then, the Spider south of Treeton will lead you to one.

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Q: Where are all the buried treasures on horse isle?
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