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You will need to contact your local bank branches to find out what their current terms and offers are. See if there is a new bank opening somewhere near you; they sometimes offer promotions to establish a customer base.

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12y ago

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Which has a higher interest rate checking or saving?

Generally a savings account pays more interest, but there are some checking accounts that offer rates that are very competitive to savings accounts.


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The average interest for a checking account is 0.3%. One can check the following places for more information: My Bank Tracker, Market Place, Bank Rate, Go Banking Rates and many more.


Why do checking accounts have interest rates?

Certain checking accounts have interest rates because they require that the customer keep a minimum balance in the account each month. This money is used by the bank to make more money.


Why is a checking account more convenient is savings account?

It's easier to spend the money in a checking account.


Are there more fees in a checking account compared to a savings account?

Most checking accounts have no fees. Savings account has more fees than checking accounts because of the higher interest yields available in a savings account.


How is a business checking account different from a personal checking account?

A business checking account is different from a personal checking account by the minimum amount of desposit. You can read more at www.business.com › Directory › Financial Services › Banking


Why does a savings account make a better investment than a checking count?

This way the money that you put into the bank account will be saved rather than given away.


Where can someone go to learn more about nationwide building society mortgages?

You can learn more about nationwide building society mortgages online from the nationwide website. Once on the site, you can compare mortgage rates, find a branch or login to your account.


Can I get a free online checking account from Wachovia?

Yes, you can get a free online checking account if you deposit more than 1000 dollars


What are the benefits of a high yield money market checking account compared to traditional checking accounts?

A high yield money market checking account typically offers higher interest rates compared to traditional checking accounts, allowing you to earn more money on your balance. Additionally, these accounts often have fewer fees and may provide additional perks such as ATM fee reimbursements or free checks.


Is it wise to combine my checking and savings account, and why?

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What is a hold on your checking account?

You can't write a check until you put more money into your account.