Where can a company report a 'ship-to' address which has been used for credit card fraud?
If you suspect a business of fraudulent business activities, you can report them to the Federal Trade Commission (FTC), the Better Business Bureau (BBB) or your state attorney general's office. They will follow-up on your claim and attempt to contact the business. Keep in mind that it's really important that you meet face-to-face with promoters, check references and verify a business' legal status before paying them any money.
If a credit card company says you owe them money but it is not on your credit report do you have to pay?
How do you remove a false charge off date from your credit report if the date was reset from the original?
You can have a credit dispute, if the agency reporting the bad judgment does not get back with the company disputing the judgment within 30 days, it HAS to be removed from your credit report. Example: I filed bankruptcy(?) on a auto repo. and the company did not take it off my credit report, I had my credit card company do a credit dispute, they did not respond within 30 days, and it was removed…
If you no longer live in the US and want to check your credit online will doing so cause your new address to show on your credit report?
When you dispute an item on your credit report you write a letter to the company and tell them what is wrong and why. This can be very hard to get done because often the credit reporting companies ignore these letters. It can be as simple as an wrong address listed on your report or to something more harmful, but you have to keep it up to get them to change it ( keep copies…
How can you make the credit card company reopen an account and remove 'closed by credit grantor' from your credit report?
You can't MAKE a credit card company reopen an account. You can call the credit bureau and request that they change the status to indicate that is was closed by you and not the credit grantor. Or, you can simply put a notation in your credit report stating that the account was closed by you and not the card company.
Addresses are kept on credit reports as a record of residence. These are not your primary address, and can not be removed. If it is incorrect or has never been your address, then you can have it removed by contacting the credit reporting agency. So, if you have in fact lived at one of the addresses, it is on your credit report to stay.
A free company report is when a nationwide credit company delivers a free copy of your credit report about every 12 months. A credit report contains information like where you live, how your bills are paid, and whether you've been sued or been filed for bankruptcy. Three companies that offer this service for free are Equifax, Experian, and Transunion.
If an account was charged off and removed from your credit report after 7 years can another company buy the account and place it back on your credit report?
If you cosign for an apartment lease will an amount show up on your credit report even though you are not the primary borrower?
A lease is not an agreement to lend money, but to accept monthly installments in exchange for housing over a period of time. Since there is no debt, there is nothing to report on a credit report. The leasing agency will pull both of your credit reports to make sure they want to offer you the lease, and it may create a small address variance on your report (this is unlikely to be of consequence…
You have two different credit reports with the exact same informaton so why is your credit score have a 100 point difference?
ANSWER: There are many variables. # What is the time difference between the two credit reports? Hours, days, or weeks? Creditors report to the bureaus on different days. That is why when you pull your credit report it will show a balance on one of your credit cards and you say to yourself "wait a minute I payed that card down to zero". The reason is the creditor you paid down didn't report the balance…