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Affordable insurance can be a deadly trap. What you want is the best coverage value for your money. Liability insurance comes in various forms. The cheaper policies tend to have many more coverage exclusions (this means things that won't be covered in a claim) I suggest you start by doing a search online for insurance brokers who specialize in construction and contractor trades in your state. When you apply for a policy, insist that your broker send you the list of endorsements and exclusions to the policy. If you see the word EXCLUDED, it's not covered.

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16y ago

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