In order to file for bankruptcy a person will need to hire an attorney or lawyer. Bankruptcy has long term financial consequences for the person so a competent attorney should be hired.
If there is a judgment AGAINST you for fraud, then NO, such a judgment WILL NOT be discharged.
If you file bankruptcy, you file bankruptcy on everything. You can not file bankruptcy on one loan.
You can file again after 180 days. If the dismissal with prejudice was for fraud or perjury or similar reasons, you may be able to file a new bankruptcy, but you may not be able to discharge any debt included in this one dismissed with prejudice. Consult an experienced local bankruptcy lawyer.
That is ridiculous. No. Your case will be thrown out for fraud.
Don't do that. It's called fraud.
When you file bankruptcy, you must include ALL assets that you own. You can't pick and choose. This is considered fraud upon the court. So, absolutely not.
Just because she is your mother, it does not mean that you are automatically liable for her debts. When you file for bankruptcy, you can include only those debts which you are liable either personally or as a co-signor or joint debts. If you are not a co-signor and you include your mother debt in your bankruptcy, you will be committing fraud and your petition will be dismissed. Once a bankruptcy petition is dismissed for fraud, there may be restrictions on future filings. Your mother will continue to be liable for the debt. If she is unable to pay the debt, she can file for bankruptcy to discharge the debt. For an official opinion, it is advised you seek legal counsel.
You cannot file a bankruptcy directed at one single debt.
What does selling my home have to do with your filing bankruptcy? If it was your home you sold short, assuming an arm's-length sale to a 3d party with no fraud or deception, you should not have a problem with filing bankruptcy.
For most cases of fraud it is 4 years from the time that the crime is discovered. In some instances, (parallel entity fraud, concealment of assets, etc.) the fraud might be considered a continuing offense, and thus there may be no statute of limitations (especially in cases of corporate bankruptcy). The federal statute of limitations in most cases of bankruptcy fraud is 5 years from either the discharge or denial of the bankruptcy proceedings.
The first step is to talk with a bankruptcy attorney, then fill out the appropriate paperwork and file it with a bankruptcy court.
One spouse can file bankruptcy separately and both are held responsible.