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Writing hardship letters does not have to be difficult, but you need to know what your lender is looking for. Many homeowners simply do not understand the basics of writing an effective hardship letter and this is costing them their homes.

The Main Points of Sample Hardship Letter1. Reason in Subject Line: In a short sentence you will explain to the loss mitigator the reason for writing your hardship letter. Because it is in the subject lien the person in charge will have the point before reading the body of the letter.

2. Brief Document: The sample hardship letter will keep on point. There is no reason to tell your life story here and you will be kept on track.

3. It's Personal: The person reading the letter will get to know you through this letter. Your name will stick in their memory because it's human nature to want to help people you know.

4. Clear Points: The sample hardship letter will keep you on track with concise paragraphs and a summary.

5. The Whole Hardship Kit: The instruction with the sample hardship will help you get a list of the documents you'll need to send along. These should include bank statements, income tax statements, letters of reference. etc.

6. Your Appreciation: Because this person is there to help you your sample hardship letter will a few sentences of appreciation. This will also help cement your situation into the mind of the loss mitigator. People in tough jobs like to be appreciated.

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โˆ™ 2012-04-15 15:44:47
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Q: Where can you find a sample of a hardship letter for a mortgage?
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What do you mean by hardship letters?AnswerWriting hardship letters to a mortgage company. AnswerYou can find an example hardship letter at these web sites: letterplease someone send me a sample of a hardship letter, my mortgage company is requesting one. im a getting behind with my monthly payments. thank-you carlos Gomez

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I found both an instructional guide to writing a hardship letter, and a few different examples of such at the following address: luck.

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Resources are available from places such as the National Consumer Law Center and other government entities such as local commerce offices. Websites such as LoanSafe also provide sample letters and recommendations on how to write a hardship letter. It is important though to make sure that you have gotten your personal point across and do not just copy a template.

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