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Where can you find car loans available to those who have been through a bankruptcy?
Wiki User
∙ 10y ago
It sounds like a tough job to find an auto loan after bankruptcy, but not impossible. Look for a lender that specialize in bad credit or no credit loans. Prepare to make a large downpayment, and much higher interest rates. Wait until 2 years after your chapter 13, that will give you better chances.
Wiki User
∙ 10y ago
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Where can someone find information about getting mortgage loans after bankruptcy?
Quicken Loans has an excellent section on how to obtain a loan or mortgage after filing bankruptcy. Most debt consolidation centers and bankruptcy attorneys will have information or references for those seeking information on applying for a post-bankruptcy loan or mortgage.
You have pay day loans and I need to file chapter 13 bankruptcy can I?
Sure. How those specific loans are handled in the BK may be uncertain.
Bankruptcy Auto Loans- Buy the Vehicle You Want?
Consumers looking for a way to get an auto loan with a bankruptcy on their record may consider payday loans to meet their needs. Payday loans are unsecured loans meant to help out those who need cash fast, and who do not have a good credit score. These loan companies do not check their customers credit score, and even a repossession or bankruptcy will have no bearing on the eligibility of the loan. For those looking to get an auto loan when dealing with a bankruptcy, a payday loan my be the type of company that can really help out.
Are Tesco loans available in the United States?
No Tesco loans are not available to anyone living in the United States . Tesco loans are only available to those over the age of 18 living in the Unite Kingdom
Can you get a student loan if you have filed bankruptcy?
I am trying to figure this out myself as I have recently filed bankruptcy and both my husband and I are students. There is a portion of the bankruptcy code that makes it illegal for government agencies to refuse student loans to those who have filed bankruptcy. So, as far as getting Title IV funding, such as government backed loans, you should still be able to get them. Title IV loans are not granted based on credit worthiness and therefore should be given to those who have filed banlruptcy, as long as there are no other eligibility issues, such as a student loan in default, drug conviction, etc. If you want to get a loan from a private lender, then they are under NO obligation to give you a student loan if you have filed bankruptcy or have other credit problems. For example, the Plus! loans that are available to parents are based on creditworthiness, so a bankruptcy would affect your ability to get this type of loan. As far as my student loan after bankruptcy, I did have to fill out additional paperwork and am still awating the results. I will post again after I find out what happens.
If you are including a leased vehicle in a bankruptcy and need a vehicle that you can afford payments on will you have a tough time getting a loan?
There are some creditors that offer car loans to those who' ve filed bankruptcy.
Which bank offers the best rates on home equity loans for those going through bankruptcy?
Lending Tree is a website that allows one to compare the best rates that banks will offer on home equity loans for bankrupt individuals. Bankrate also provides similar services.
Loans After Bankruptcy ?
form_title=Loans After Bankruptcy form_header=Have you filed for bankruptcy? Find a lender willing to approve a loan for those who have had past bankruptcy. Desired Loan Type?*= _Please Describe[50] Do you need a financial advisor to help get you out of debt?*= () Yes () No Total Debt Amount?*= _Enter Amount[50] Credit Rank?*= {Poor, Fair, Good, Very Good, Excellent}
What types of home loans are there?
There are a couple of types of home loans available. Some of those types include FHA loans, Fixed-Rate Mortgage loans, VA loans, and Interest-Only Mortgage loans.
Can you receive student loans after filing bankruptcy?
One can usually get student loans after bankruptcy so long as they meet the other eligibility requirements for those loans. Public policy mandates that a "well-educated" society is a "better" society, so for that reason student loans are protected from bankruptcy so lenders will freely give student loans without fear of being filed on. And, since student loans are excepted from discharge in bankruptcy, they're not generally too skittish about someone who has filed before. I have had several clients ask me that same question, and I tell them what I said above and I ask them to let me know if they ever do have a problem getting a student loan due to bankruptcy. So far, no one has ever called me saying the bankruptcy caused them any problems in getting student loans... for what it's worth. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person. that is not necessarily true. i filed bankruptcy and have had a steady job and even paid off a car loan that was applied for after the bankruptcy and I still cant get student loans. When you file for bankruptcy, you're still eligible for government loans, but not for private loans. These are the two basic types of loans. You should be able to qualify for government loans because these loans are based on need rather than credit
Can pay day loans go on bankruptcy?
They must be listed as a debt, and they can be discharged. Some payday lenders claim to have a security interest in your paychecks until the loan is paid, but those may not be legally established secured loans. Consult a local bankruptcy lawyer to check your loan docs.
Does sallie Mae offer private student loans?
Yes, Sallie Mae does offer private loans. These loans can be used to attend college. These loans are available to those who have graduated school, as well as those who did not complete high school. Sallie Mae also offers loans to parents of those who did, or did not complete high school.
