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If you research on the internet, you'll find insurance companies that cover pets specifically. I keep parrots, but my insurance company won't cover them under my homeowners insurance...I have to buy a special policy, and then they won't cover death from illness and certain other things. They won't cover my dogs either without special riders and extra money.

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8y ago
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8y ago

An insurance company doesn't dictate what exotic animals a person can own, but they don't have to offer coverage either. If you have the money, you can pay many insurance companies to cover your pets for certain things, but this coverage isn't automatically part of homeowners insurance.

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Q: Where can you find homeowners insurance that allows ownership of exotic pets?
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