Your state insurance department is your best resource for insurance-related questions and concerns. Find information on insurance companies and agents, rate quotes and comparisons, insurance buying tips, claims filing information and much more!
State Insurance Department websites: http://www.naic.org/state_web_map.htm
No matter where you are shopping for health insurance (online, on the phone, or in person), all premiums must be filed with your state's Department of Insurance. That means the rates will be the same. As for whether the company is "bound" by the quote, the company can only quote pre-filed premiums so long as you are providing accurate information in your quote application, the premium will be the same for the same plan from the same company.
All Insurance companies will give you a free insurance quote. If an insurance comany wants to charge you a fee for a quote, run away as quicj as you can. State Farm, Farmers, Geico, Insurance Plus, Progressive, Amax, Farmers Insurance. Any company you can think of will give you a quote for free. Most companies now will also have teh ability for your to get a free quote at their company web site.
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