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Given a good credit score over 640, a good income over $40K and existing debt that does not go over 30% of your current income, you can safely get a personal loan via your local bank or credit union, but beware personal loans may carry a hefty interest rate depending on whether they are secured or unsecured.

Secured meaning that it is backed by something of value in the even that you default on the loan. Most peer lending sites online offer better interest rates than most banks when it comes to unsecured personal loans but usually have a maximum that they can offer the borrower at any one time of $25K, some sites allow 2 loans to be placed at any one time, which for your situation would mean that one loans is for 25K and the other for 1K or to be more reasonable to the lenders make one for $13K and the other for 13K. I would look into finding a group of existing private lenders that will share your loan request with others in order to fund your loan faster.

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13y ago
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Q: Where do I get a 26000.00 personal loan?
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