I ask myself the same question....should be easier to get than it is.
Try the following:
http://www.safex.co.za/pub/mtmdata/
You may have to beat the data into shape to use it.
would it have been an advantage to link my home loan to the JIBAR instead of the Prime rate on 9 February 2009?
http://ws9.standardbank.co.za/marketrates/jibar.jsp
Libor rate history in finances is a common interest rate index, which is used to adjust adjustable mortgagee rates. The importance of libor rate history when referring to finances is important to investors as well as business owners who are a part of the indexes.
The interest on a fixed rate mortgage varies between 4% to 7% depending on several factors. The most important factor is the person's credit history. Persons with excellent credit history can get a very low fixed rate, persons with average credit history will get a higher rate. At the beginning of the mortgage, fixed rates generally are higher than variable rates.
Subprime Home Loans are for people who have a poor credit history. Therefore the rate depends on personal circumstance, how long the loan is for and what the credit history of the individual is like.
would it have been an advantage to link my home loan to the JIBAR instead of the Prime rate on 9 February 2009?
http://ws9.standardbank.co.za/marketrates/jibar.jsp
The 3 month Jibar is derived from 3-month NCD rates. Likewise the 1-month Jibar is derived from 1-month NCDs. The Jibar rates are all quoted as nominal annual rates, which means that the interest you will receive on a 3-month investment at Jibar will be calculated as (3M Jibar/4) x (amount invested). Now if you are able to invest money for 3 months at the 3-month Jibar, you can obviously re-invest it after 3 months at the new 3-month Jibar. If the new 3M rate remains exactly the same then obviously it becomes your NACQ. The point is that it may not be the same as 3 months ago. Thus the 1-month Jibar can be seen as a NACM and the 6-month Jibar as a NACSA. A vanilla bond coupon rate is an even better example of a NACSA because it never changes. Now here is a challenge. If the 6-m Jibar is regarded as a NACSA what is the 9-month Jibar then? The short answer is that money market rates are never quoted as compounded rates - they are nominal annual rates. It depends on how the investment (or loan) is treated that determines whether they become NA compounded rates. If you invest in a 9-m NCD at 10% p.a. and re-invest the total maturity value after 9 months for another 9 months at 10% p.a., your effective interest interest rate earned for the first 12 months will be slightly more than 10%.
JIBAR rates are used in south Africa. The most efficient way is to compare fixed rate list of all local financial institutes and research rather there is better.
Fed prime rate has libor rate history and all information involved with libor rates. This includes history, definition and rates. It shows the history from September 1989.
Libor rate history in finances is a common interest rate index, which is used to adjust adjustable mortgagee rates. The importance of libor rate history when referring to finances is important to investors as well as business owners who are a part of the indexes.
You can find libor rate history information on the libor stocks website. This website clearly explains in great detail about the libor rate history, and is greatly informative.
apex. prime rate + credit history
One can view the history of the inflation rate in Canada on several economic websites. Look on Rate Inflation, Trading Economics, and the Bank of Canada.
The interest on a fixed rate mortgage varies between 4% to 7% depending on several factors. The most important factor is the person's credit history. Persons with excellent credit history can get a very low fixed rate, persons with average credit history will get a higher rate. At the beginning of the mortgage, fixed rates generally are higher than variable rates.
Right now the approximate mortgage rate is 3.5%. Of course this rate can vary based on your credit history and the company.
http://www.x-rates.com/calculator.html is a terrific website. It has the current exchange rate as well as graphs of the history of the exchange rate.