The best financial plan for homeowners insurance is to have this financed into the terms of the initial loan. This makes the payments easy to keep track of because you can stop worrying about a large payment being due at the wrong time of the year.
No, That's what Auto Insurance is for.
Homeowner insurance
There are many homeowner insurance companies that are found online. For example, homeowner insurance companies found online are the AAA and Progressive.
No, homeowner's insurance only overs damages on the house.
One of the best strategies is to ask a local insurance agent. If you drive a vehicle in the United States, you probably have car insurance. If you're a homeowner, you may even have homeowner's insurance. The agents who generated these policies (car insurance and homeowner's) insurance should be knowledgeable about term and permanent life insurance. If they can't help, they'll most likely be able to point you to an agent who can.
It should. You should request a policy review with your agent. It has to be stated in the policy what is and is not covered. <><><> DO review your policy with your agent. Sewer Backup is typically EXCLUDED from most homeowner's insurance. It CAN be added to a homeowner's policy. Have you read your policy?
Your neighbor's insurance company's liabilty coverage should pay for it and your insurance company should pursue it for you
Homeowner's insurance can be purchased by contacting insurance agents via phone or online. Most auto insurance companies carry homeowner's insurance and allows a discount for multi policy.
Homeowners insurance covers the house itself should it be damaged. Many of the policies include liability insurance so that if anyone is injured there you have protection. There are some types of mortgage insurance that cover the remaining mortgage should the owner die. But, if the lender does not require it due to a low down payment, one would have to specifically buy that.
i have mortgage and homeowner insurance and fidc risk insurance
No, homeowner's insurance does not cover maintenance and pest control is a maintenance issue.
Homeowner's insurance costs can vary greatly in Colorado depending on the provider. In general however, Colorado homeowner's insurance costs about $900.