Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No. Homeowners Insurance does not cover the owners default on a mortgage note.
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
Probably not. If the failure was caused by an insured peril, probably. If failure was due to simple age, corrosion, etc, no.
Not usually. The neighbor's homeowners insurance would cover it underneath their liability insurance.
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
You mean cover the owner who is listed on the policy? =No!
Homeowners insurance does not cover automobile nor there parts.
No, your Homeowners Insurance will not. Your Medical Insurance Will.
No, Homeowners insurance is for the house. it does not cover cars or car accident claims.