Probably not. If the failure was caused by an insured peril, probably. If failure was due to simple age, corrosion, etc, no.
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
No. Your homeowners policy does not cover appliance maintenance issues or degradation due to normal wear and tear
Depending on the source of the water, typically yes.
No, it is just for the house and contents.
If i go out of town and live the water running from the sink would mu homeowners cover the claim
No. This is not a covered cause under a homeowners policy. This is something that was caused by the homeowners neglect which is not covered under the terms of the policy.
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
Unfortunately not. Read your policy well but more then likely not! I worked in two different insurance companies and water damage was a very big deal! The only way you could get any type of coverage was if you had flood insurance, if you lived in a flood zone, and IF FEMA declared it a flood! Sorry!
No, if the gutters were not installed correctly.
As long as the water entered above the ground surface level.
Yes. This is not a 'flood' situation. Flood insurance covers rising waters entering the home. The homeowners policy covers resulting water damage from a wind damaged roof.
No. Your policy will only cover damages which were caused by a covered loss during the policy period.