You would be added as an occasional driver after one is licensed. When divorced it is up to either parent to add them. If they will be driving both parents cars then they will need to be on both policies.
It depends on the charge.
Providing that you are legally "fully" licensed (not a learners permit) there should be no difficulty in driving your parent(s).
Under the listed drivers portion of the policy.
Yes. As long with a parent or Gardian.
In Texas, if the driver has a learner's permit, a parent or other adult has to be in the front passenger seat. That person must have a valid driver's license. You might want to check with your local DPS authorities.
If you are eligible for, and have been issued, a "full" privilege drivers license (i.e.: NOT a learners permit) I see no reason why not.
YES. They have to sign some paperwork
yes, they are divorced.
Sure, just make sure yor parent also lists your name as an additional driver on the policy so that you can be covered to drive the vehicle as well.
What state? Yes, if she is driving and not insured on anther policy. Call and ask your agent
no
She went with her mother after they got divorced.