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More than likely your insurance. Check with your insurance carrier for the answer.

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โˆ™ 2005-10-20 14:37:52
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Q: Which insurance covers the damage when your daughter loaned her car to an insured friend who hit a car in an intersection due to poor visibility and the driver of the other car was arrested for DUI?
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If you have insurance and let your daughter drive your car and gets into an accident will your insurance cover for the damages?

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If your daughter is listed on your insurance policy and a premium is being collected for her, then she can use your insurance. If not, she will need to use her insurance policy at work.


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This is actually a pretty complicated question. If you have insurance and your daughter is on your policy, you are covered. No worries. If you have insurance and your daughter has her own insurance, you are covered. If you have insurance and your daughter has no insurance, is not on your policy, and isn't part of your household, you are probably OK. Insurance will accept her as an alternate driver. If you have insurance and your daughter has no insurance and no license, you most likely have a rider on your insurance policy that says she is not a covered driver. You may be screwed. Depending on the state you live in, you may still have minimum liability and the other coverages may be void. If you have no insurance and your daughter doesn't either, you are screwed. The other driver and their insurance company will sue her (as driver) and you (as registered owner) and you are each jointly liable for the full amount of damage. With no insurance company to negotiate for you, you will be paying till it hurts.


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If your daughter lives with you but while at her mom's for the weekend she was in an accident with their neighbor do you have to file on your insurance in Florida?

If she was driving your car, notify your agent. If it was her mom's car, then her insurance is responsible, and, of course, if your daughter was driving her own vehicle, she would have her own insurance.


Can you drive a car your daughter has just purchased if you have your own insurance?

Yes, at least in Mass the insurance coverage goes with the driver and not with the car. However, if you and daughter live together, you must both be on the policy to be covered in the car that has the insurance policy.


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A monster! who should be arrested!!


How can you have your drugged son arrested?

A parent can call the authorities to have a son or daughter arrested if they are on drugs and endangering themselves or others. They can be admitted to treatment facilities as well.


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