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Which of the following can be a reason for a lender to deny credit?
Wiki User
∙ 12y ago
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Can a car dealership deny you after bankruptcy?
Yes, absolutely. They can and they most likely will deny you credit. However if you are paying in full and not applying for finance there would be no reason to deny you.
Can a creditor like Citibank keep records of a discharged bankruptcy from twelve years ago in their files and deny you credit based upon that information?
Yes. Any financial institution can deny credit for any reasons that meet their lending criteria. The fact that the BK is removed (or should be) from a credit report after the required amount of time does not impose a legal obligation upon any lender to issue credit to any person.
How do you check if i am blacklisted?
when they deny you credit
It is legal for a creditor to deny an applicant credit based on marital status or age?
is it legal for a creditor to deny credit based on age or marital status
Can a person with a state tax lien get an apartment?
There's really no reason why not, except if the apartment does a credit check and they decide that it's reason enough to deny your application. It's really the apartment owner's decision.
Why would you not be allowed to open a new checking account?
There are many reasons that a bank will deny a customer the opening of an account. 1.If you have been reported to chexsystems or telecheck, they may deny you for that reason. 2.if you still owe outstanding debt to an old bank, they may deny you. 3.If your credit is not sufficient.
Who offers instant credit approval?
Many credit card companies will offer something known as instant approval, as will many lenders. The actual meaning of instant approval, however, varies from lender to lender. Some will offer it in terms of being able to approve or deny a credit request very quickly, without a long waiting period. Others offer approval of loans or lines of credit without the need for a credit check, based solely upon certain things the lendee can provide at the time, and thus call it instant approval.
Can school district deny credit for attendance?
The school district can deny credit if your attendance is too low. One of the requirements to get credit for attending school is to be present for a minimum number of days, and if you fall below that you can be forced to repeat that grade.
You were denied of your credit card application on your vacation for reason you do not know?
I APPLY FOR THE CREDIT CARD AND GAVE ALL THE INFORMATION INCLUDING MY CONTRACT WITH STIPULATED SALARY BUT I WAS INFORMED(THROUGH PHONE) THAT THE BPI MAIN OFFICE DENY MY APPLICATION BUT DID NOT ELABORATE THE REASON AS THEY ARE NOT ALLOWED TO DO SO.NOW I AM BACK HERE IN MY JOB IN AFRICA WHERE I WORKED FOR 8 YEARS ALREADY.HOW CAN I APPLY FOR THE CREDIT CARD?
How do I know if my FHA lender is legitimate?
You can always contact HUD or FHA to verify the status of the lender if you are unsure. Your local HUD office should be listed in the phone book and they can verify or deny the company.
Does H and R Block do credit check on holiday loan?
yes they do. for 2010 they will run your credit, and no matter the ammount of your refund... they will deny you for no credit or bad credit.
What law made illegal creditors to deny credit on the basis of marital status?
The Equal Credit Opportunity Act made it illegal for creditors to deny credit based on marital status. This law prohibits discrimination on the basis of marital status, among other factors, in the extension of credit.
