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Answered 2004-12-23 20:11:32

The state where the policy was written.

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Can an insured person also be the beneficiary on an insurance policy?

Yes, there is no bar in the insured person being beneficiary on another insurance policy.


What is a co-insured?

Co-InsuredThe "Co-Insured" is another person or entity that is also covered under your insurance policy.


How can you find someone's auto insurance policy?

You can't unless they tell you who they are insured with. Who a person is insured with or even if they have insurance is a private matter between the insured and the insurance company. Now, if there is an accident and the police come to the scene they will collect that information and put it in the accident report. This is why it is crucial to always call the police to the scene of the accident no matter how much the other person begs to give them a break. Always, always!!! call the police to the scene of an accident. The exception is if the accident is on private property.


What happens to insurance when beneficiary dies before insured person?

generally nothing. Insured person can name another beneficiary.


What is meant by other insured on the claim form?

The term "other insured" is another insured person exists who may cover the patient, the insured person who covers the patient on his or her insurance plan.



What are the functions of insurance companies?

The function of insurance companies is to pay out if you are in an accident or require reimbursement after such as an accident caused by yourself or another person.


Does Illinois homeowners insurance cover medical costs for injuries to another person caused by the insured in an accident in the state of Wisconsin?

The liability section of a Home insurance policy covers you anywhere any time as long as it is not malicious intent.


Who is responsible for an accident when car is not insured?

Whether the car is insured is not important, the point is who was at fault in causing the accident, it could be the person whose car is insured that is at fault.


Can you insure another person for life insurance?

Yes, one person can obtain a life insurance policy on another as long as the policy owner has an insurable, financial interest in the life of the insured.


Does the car that's insured pay for the car that is not insured?

In this state, the person who caused the accident is at fault. If the person at fault has insurance then his insurance should fix the other car. Otherwise, in this state, the person at fault owes the money himself to fix the other car. The insurance company will not pay one cent to fix the other car.


What do you do if you get into a accident with someone who does not have insurance and you are not at fault?

Most no fault insurance laws protect the not-at-fault party. Your insurance will indemnify your loss and penalize the un-insured motorist. DO NOT make outside deals with an uninsured person after an accident as this limits your ability to make claim.


What is a contingeny beneficary?

A Contingent or Secondary Beneficiary will receive the proceeds from a life insurance policy after the Insured's deaths, if the Primary Beneficiary does not survive the Insured Person. This means, if the primary beneficiary is not alive at the time of death of the insured person, then the contingent beneficiary will receive the proceeds from the life insurance policy. Examples of situations which may give rise to the contingent beneficiary receiving the proceeds from a life insurance policy. 1. The insured and primary beneficiary die in an accident together, for example, a car accident. 2. The primary beneciairy dies, and the insured forgets to update the beneficiaries for his/her life insurance policy.


Can you drive another person car if you are not insured?

yep u can hope this helped.In most states if you are over the age of 18, it is the car that is insured, not the driver. When pulled over, the police ask to see proof of car insurance, not person insurance.



What does it mean when someone is excluded from an auto insurance policy?

By excluding a person from an auto insurance policy, you are stating that the "excluded" person will not drive the insured vehicle, and that you understand that the "excluded" person is not covered by your insurance in the case of any traffic violation (accident, ticket, etc.). It means there is no coverage available to the excluded person in the case of an accident while driving the said vehicle. There will be NO COVERAGE.


What if an uninsured driver has an accident with your insured car?

i was rear ended frm behind by another car, the car had insurance but the person driving was not listed as a driver, can i still get paid for mu car damages n body injuries


Is insurance cash value paid to insured taxable?

are paid up insurance proceeds paid to the living person insured taxable


Is car insurance still valid when the insured dies?

Is car insurance still valid on a persons car if the insured person has died


Can insured person drive an uninsured car?

We need to know what he's insured for. If he's insured to drive the car, then yes. If he's insured with life insurance, then no. But normally it's the car that carries the insurance.


Can you explain life insurance in very simple terms?

Very basically, insurance is a contract (called an insurance policy) between one party (the insurance company) and another (the insured). In the case of life insurance, it is a life that is being insured. In return for the periodic payment of money (called a premium) to the insurance company, the insurance company agrees to pay a sum of money when the insured (whose life is insured) dies. The money is generally paid to the person (or sometimes an entity, such as a charity) that is designated in the insurance policy as the beneficiary. The beneficiary is designated by the insured when the insured buys the insurance but can usually be changed up until the time of death.


A person who is insured is called?

The "insured" refers to a person or persons who are listed on the insurance policy for whom a premium is being collected.


If you are involved in an accident with a person who has no insurance and they are at fault does your insurance pay for repairs to your vehicle?

Only if you have Uninsured or Under-insured motorists coverage. If so, your insurance company will pay the damages and will legally pursue the other party to recover the funds.


Who pays in a civil suit the insured out of pocket or the insurance company?

this all depends on what the suit is.........I'll assume that you are sueing for damages to your vehicle and an injury from the accident.....you SUE the person responsible, if you gain a judgment and there is insurance coverage the insurance company will be bound by the judgment to pay........(they will also be providing their insured with an attorney......) they cannot mention in the trail that there is insurance involved....



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